Axis Liquid Fund vs Angel One Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
12.7%
Ab hum do mutual funds ki comparison kar rahe hain, Axis Liquid Fund aur Angel One Mutual Fund Multi Cap Fund. Ye dono fund different categories mein hain - Liquid aur Multi Cap. Ye article mein hum aapko fund ke 3 year return, expense ratio, aur riskometer ke basis par long term wealth creation ke liye better fund ka verdict denge.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Angel One Mutual Fund |
| Category | Liquid | Multi Cap |
| NAV (₹) | 3096.85 | 8.38 |
| AUM (₹ Cr) | 5.16 Lac Cr | 1.86 Lac Cr |
| Expense Ratio (%) | 0.11% | 1.68% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 13.4 |
| Sharpe Ratio | 4.36 | 1.52 |
| 1 Year Return (%) | 6.25% | -11.42% |
| 3 Year Return (%) | 6.98% | 12.7% |
| 5 Year Return (%) | 6.17% | 7.44% |
| Since Launch (%) | 6.86% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 207% | 32% |
🤖 AI Verdict – Which is Better?
Apni comparison ke baad, hum kaha sakte hain ki 3 year return, expense ratio, aur riskometer ke basis par, Fund A, Axis Liquid Fund, long term wealth creation ke liye better fund hai. Ye fund aapko stable returns aur low risk pradan karta hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Angel One Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 12.7%
- AUM: 1.86 Lac Cr
- Sharpe Ratio: 1.52
📈 SIP Suitability
Ye dono funds SIP ke liye suitable hain lekin Fund A ka 3 year return aur expense ratio fund B se accha hai. Fund B ka volatility aur sharpe ratio bhi fund A se zyada hai, jisse fund B SIP ke liye zyada riski hai.
⚠️ Risk & Cost Analysis
Riskometer ke basis par, Fund A low risk wala fund hai, jabki fund B very high risk wala hai. Sharpe ratio aur volatility ke basis par bhi fund A fund B se accha hai. Expense ratio ke basis par bhi fund A fund B se kam hai.
📊 Portfolio Diversification
Fund A ka asset allocation very diversified hai, jismein CP, CD, T-Bills, Debenture, Money Mkt, Bonds/NCD, NCD, Debt, aur IRS shaamil hain. Fund B ka asset allocation bhi diversified hai lekin equity mein 97% ka shayad fund A ki asset allocation se zyada hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Angel One Mutual Fund Multi Cap Fund
₹1211348.26
@12.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Q1: Fund B ka 3 year return 12.7% hai aur fund A ka 3 year return 6.98% hai, lekin fund A ka 5 year return 6.17% hai, jo fund B se kam hai.
Q2: Is the higher risk fund worth it?
Q2: Fund B ka volatility 13.4 hai aur fund A ka volatility 0.11 hai, jisse fund B ka risk fund A se zyada hai. Sharpe ratio ke basis par bhi fund A fund B se accha hai.
Q3: Which fund is more cost-effective?
Q3: Fund A ka expense ratio 0.11% hai, jo fund B ka expense ratio 1.68% se kam hai, jisse fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price