Axis Liquid Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
6.76%
yeh article mein hum aapko do fund kee comparison karenge - Axis Liquid Fund aur Angel One Mutual Fund Liquid Fund. Dekho, yeh donon fund liquid category mein aate hain jahaan investment kee jaldi withdrawal hoti hai. Aap is article mein jaanneegee kis fund mein aapko invest karna chahiye.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Angel One Mutual Fund |
| Category | Liquid | Liquid Fund |
| NAV (₹) | 3096.85 | 2132.04 |
| AUM (₹ Cr) | 5.16 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.12% |
| Riskometer | Low | Low |
| Volatility | 0.11 | 0.11 |
| Sharpe Ratio | 4.36 | 2.36 |
| 1 Year Return (%) | 6.25% | 6.03% |
| 3 Year Return (%) | 6.98% | 6.76% |
| 5 Year Return (%) | 6.17% | 5.95% |
| Since Launch (%) | 6.86% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | N/A |
| Benchmark | NIFTY Liquid Index | NIFTY Liquid Index |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 207% | 221% |
🤖 AI Verdict – Which is Better?
haan, sach ye hai, yeh donon fund aam taur par ek jaisen hain lekin kuchh baaton mein aapko ek se bhi bada faayda mil sakta hai. Chaliye aap dekho ki Fund A - Axis Liquid Fund 3Y mein 6.98% return de raha hai jiska 5Y mein return 6.17% hai. Lekin expense ratio mein yeh Fund B - Angel One Mutual Fund Liquid Fund 0.11% se kam 0.12% hai. Toh aapko lagta hai ki riskometer kee maatra mein Fund A kam risky hai lekin expense ratio mein Fund B kam kharcha karta hai. Toh kya aap Fund A ya Fund B choosenge? Our verdict hai ki Fund A aapke liye better hai.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
dekho, yeh donon fund SIP ke liye suitable hain lekin jahaan aap 10+ saal ke liye invest karte hain. Fund A mein 1Y return 6.25%, 3Y return 6.98% aur 5Y return 6.17% hai. Lekin Fund B mein 1Y return 6.03%, 3Y return 6.76% aur 5Y return 5.95% hai. Toh aapko lagta hai ki Fund A consistent returns de raha hai. Lekin expense ratio mein yeh Fund B 0.11% se kam 0.12% hai. Toh yeh donon fund SIP ke liye suitable hain lekin Fund A aapke liye better hai.
⚠️ Risk & Cost Analysis
haan, yeh donon fund riskometer kee maatra mein low risk hai. Lekin volatility mein yeh Fund A 0.11 se kam 0.11 hai. Toh aapko lagta hai ki Fund A kam risky hai lekin Sharpe ratio mein yeh Fund B 4.36 se kam 2.36 hai. Toh yeh donon fund risk aur cost kee maatra mein aam taur par ek jaisen hain lekin Fund A aapke liye better hai.
📊 Portfolio Diversification
dekho, yeh donon fund asset allocation mein aam taur par ek jaisen hain lekin Fund A mein CP 53.47%, CD 31.44% aur T-Bills 11.86% hai. Lekin Fund B mein T-Bills 65%, CD 20% aur CP 10% hai. Toh aapko lagta hai ki Fund A portfolio mein kam concentration hai lekin asset allocation mein yeh Fund B kam different hai. Toh yeh donon fund portfolio diversification kee maatra mein aam taur par ek jaisen hain lekin Fund A aapke liye better hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A mein 3Y return 6.98% hai aur 5Y return 6.17% hai. Toh yeh Fund A long run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A mein volatility 0.11 hai aur Sharpe ratio 4.36 hai. Toh yeh Fund A kam risky hai lekin Fund B mein Sharpe ratio 2.36 hai. Toh yeh donon fund risk aur cost kee maatra mein aam taur par ek jaisen hain lekin Fund A aapke liye better hai.
Q3: Which fund is more cost-effective?
Answer: Fund A mein expense ratio 0.11% hai aur Fund B mein expense ratio 0.12% hai. Toh yeh Fund A kam cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price