Axis Liquid Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.98%
3Y Return
14.7%
Aap sabhi kiranvid ko khush rahiye, aaj hum do mutual funds ke beech ki tulaansh karne aaye hain - Axis Liquid Fund aur Angel One Mutual Fund Large Cap Fund. Ye do funds alag-alag categories se aate hain - Liquid aur Large Cap. Is article mein hum aapko batayenge ki in dono funds ke beech mein kya anter hai aur aapko kis fund mein invest karne ka mukhya hai.
| Parameter | AAxis Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Axis Mutual Fund | Angel One Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 3096.85 | 497.22 |
| AUM (₹ Cr) | 5.16 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 0.11% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.11 | 11.57 |
| Sharpe Ratio | 4.36 | 0.71 |
| 1 Year Return (%) | 6.25% | -4.02% |
| 3 Year Return (%) | 6.98% | 14.7% |
| 5 Year Return (%) | 6.17% | 12.03% |
| Since Launch (%) | 6.86% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Aditya Pagaria; Devang Shah; Sachin Jain (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | Reserve Bank of India (3.46%), National Bank For Agriculture & Rural Development (3.37%), Reliance Jio Infocomm Ltd. (2.9%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | CP: 53.47% | CD: 31.44% | T-Bills: 11.86% | Debenture: 0.88% | Money Mkt: 0.39% | Bonds/NCD: 0.28% | NCD: 0.24% | Debt: 0.09% | IRS: 0.0% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 207% | 19% |
🤖 AI Verdict – Which is Better?
Chaliye, pehle hum iske 3Y return aur expense ratio ke baare mein batate hain. Fund A ka 3Y return 6.98% hai, jabki Fund B ka 3Y return 14.7% hai. Lekin, expense ratio ke maadhyam se dekha jae to Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 0.52% hai. Iske alava, Fund A ka riskometer Low hai, jabki Fund B ka riskometer Very High hai. In sabse dekha jae to humko lagta hai ki Fund A aapke liye better fund hai long-term wealth creation ke liye.
Why consider Axis Liquid Fund?
- Expense ratio: 0.11%
- 3Y return: 6.98%
- AUM: 5.16 Lac Cr
- Sharpe Ratio: 4.36
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Aap monthly SIP ke liye kis fund mein invest karne ka mukhya hai? Chaliye, hum iske SIP stability aur consistency ke baare mein batate hain. Fund A ka 1Y return 6.25% hai, jabki Fund B ka 1Y return -4.02% hai. Iske alava, Fund A ka Sharpe ratio 4.36 hai, jabki Fund B ka Sharpe ratio 0.71 hai. Isse hum dekhte hain ki Fund A aapke monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Chaliye, hamara aankdeekshan ab karein. Fund A ka riskometer Low hai, jabki Fund B ka riskometer Very High hai. Iske alava, Fund A ka volatility 0.11 hai, jabki Fund B ka volatility 11.57 hai. Sharpe ratio ke maadhyam se dekha jae to Fund A ka Sharpe ratio 4.36 hai, jabki Fund B ka Sharpe ratio 0.71 hai. Iske alava, Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 0.52% hai. In sabse dekha jae to humko lagta hai ki Fund A aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Chaliye, hum iske portfolio diversification ke baare mein batate hain. Fund A ka asset allocation CP 53.47%, CD 31.44%, T-Bills 11.86%, Debenture 0.88%, Money Mkt 0.39%, Bonds/NCD 0.28%, NCD 0.24%, Debt 0.09%, IRS 0.0% hai. Fund B ka asset allocation Equity 96.00%, T-Bills 4.00% hai. Isse hum dekhte hain ki Fund A ka portfolio adhik diversified hai. Iske alava, Fund B ka top holdings concentration HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, Reliance Industries Ltd. 6.9% hai. Isse hum dekhte hain ki Fund B ka sector risk adhik hai.
SIP Calculator – Compare Growth Potential
Axis Liquid Fund
₹869500.53
@7.0% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 6.17% hai, jabki Fund B ka 5Y return 12.03% hai. Isse hum dekhte hain ki Fund B aapke liye better fund hai long-term wealth creation ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka higher risk fund hai, lekin iske alava aapko adhik returns mil sakte hain. Lekin, aapko apne investment goal aur risk appetite ke anusar fund chunna hoga. Iske alava, aapko Fund B ka volatility 11.57 hai, jabki Fund A ka volatility 0.11 hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund A ka expense ratio 0.11% hai, jabki Fund B ka expense ratio 0.52% hai. Isse hum dekhte hain ki Fund A aapke liye better cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price