UTI Mutual Fund Multi Cap Fund - Regular Plan - Growth

UTI Mutual Fund Multi Cap Fund - Regular Plan - Growth complete review for investors

UTI Mutual Fund Multi Cap Fund - Regular Plan - Growth ka objective hai investors ko diversified equity exposure dena, jisse wealth creation ki opportunities mil sakein. Ye fund multi-cap category mein aata hai, jiska matlab hai ki ye large-cap, mid-cap, aur small-cap stocks dono mein invest karta hai. Agar aap long-term investing ke liye soch rahe hain aur market volatility se bachne ke liye ek diversified portfolio chahte hain, toh ye plan aapke liye suitable ho sakta hai. Fund ka expense ratio 1.68% hai, jo thoda higher hai lekin iski performance ko dekhte hue ye justified lagta hai. Haan, aapne sahi suna, ye fund professional fund managers ke through actively managed hai, jo iski strategic positioning ko aur behtar banata hai.

UTI Mutual Fund Multi Cap Fund - Regular Plan - Growth yearly return performance

Ab baat karte hain fund ke returns ki. UTI Mutual Fund Multi Cap Fund - Regular Plan - Growth ne 1 saal mein 5.23% return diya hai. Agar hum 3 saal ki baat karein, toh ye average annual return 20.86% hai. Ye performance benchmark, Nifty 500 Multicap 50:25:25 TRI ke saath compare kiya gaya hai.

Time Period	Fund Returns (%)	Benchmark Returns (%)
1 Year	5.23	6.00
3 Years	20.86	18.50
5 Years	0.00	4.00

Ek long-term investor ke liye, 3 saal ka return impressive hai, jabki 5 saal ka return thoda disappointing hai. Yeh indicate karta hai ki fund ne recent market trends ko achhe se capture kiya hai. Fund manager V. Srivatsa ka experience iss fund ki stability aur growth potential ko enhance karta hai. Haan, ye volatility se bhara hai, lekin agar aap risk le sakte hain, toh ye fund aapke portfolio mein ek valuable addition ho sakta hai.

UTI Mutual Fund Multi Cap Fund - Regular Plan - Growth ke top holdings aur portfolio

Fund ke top holdings mein HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%), Infosys Ltd. (4.2%), aur Axis Bank Ltd. (3.6%) shamil hain. Ye holdings fund ki overall strategy ke liye kaafi critical hain, kyunki ye large and established companies hain jo stability aur growth potential deti hain. ### Sector Allocation Sectoral diversification bhi achhi hai, jisse fund ko market volatility se bachne mein madad milti hai. Inki equity allocation mein financial services, technology, aur energy sectors ka significant contribution hai. Ye diversification investors ko ek balanced risk-return profile provide karta hai aur kisi bhi ek sector ki performance par zyada depend nahi karta. Overall, ye fund growth aur stability ka combination offer karta hai.

UTI Mutual Fund Multi Cap Fund - Regular Plan - Growth riskometer and downside risk

Is fund ka riskometer 'Very High' hai, jo indicate karta hai ki investors ko potential high volatility ka samna karna pad sakta hai. Agar aapka risk appetite high hai aur aap long-term ke liye invest karne ke liye tayyar hain, toh ye fund aapke liye suitable ho sakta hai. Sharpe ratio ki data abhi available nahi hai, lekin volatility ko samajhna zaroori hai. Fund ki strategy ko dhyan mein rakhte hue, ye un logon ke liye best hai jo market swings ko manage kar sakte hain. Agar aap conservative investor hain, toh aapko is fund mein invest karne se pehle apne risk tolerance ko achhe se samajhna chahiye.

UTI Mutual Fund Multi Cap Fund - Regular Plan - Growth pros and cons for investors

• Pros:
  • High growth potential due to diversified equity exposure.
  • Managed by experienced fund manager V. Srivatsa.
  • Good returns over a 3-year horizon compared to benchmark.
  • Suitable for long-term investors with high risk appetite.
• Cons:
  • High expense ratio may impact overall returns.
  • 1-year return is lower compared to benchmark.
  • Very high risk may not be suitable for conservative investors.