Sundaram Mutual FundBankingVery High Risk

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth

Current NAV₹220.25as of 30/5/2026

AUM6462.40 Cr

AUM

6462.40 Cr

Expense Ratio

0.92%

Min SIP

₹500

Min Lumpsum

₹1000

Launch Date

2 January 2013

Exit Load

Nil

Riskometer

LowModerateHighVery High

Risk Level: Very High

Volatility: 17.31 | Sharpe Ratio: 0.2

Fund Manager & Key Metrics

Fund ManagerS. Krishnakumar(3.5 years yrs)

Volatility17.31

Sharpe Ratio0.2

Portfolio Turnover56%

BenchmarkNifty Bank TRI

Holdings Date25/5/2026

Asset Allocation

Equity: 97.00% | T-Bills: 3.00%

Investment Objective

Aims to provide capital appreciation by investing in Banking securities

Top Holdings

As of 25-May-2026

1. HDFC Bank Ltd.22.5%

2. ICICI Bank Ltd.19.8%

3. State Bank of India12.4%

4. Axis Bank Ltd.10.8%

5. Kotak Mahindra Bank Ltd.8.5%

6. Bank of Baroda5.2%

7. IndusInd Bank Ltd.4.8%

8. Federal Bank Ltd.3.9%

9. AU Small Finance Bank Ltd.3.5%

10. Punjab National Bank2.8%

Overview

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth complete review for investors

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth ek equity mutual fund hai jo banking sector me invest karta hai. Iska primary objective hai wealth creation through long-term capital appreciation. Ye fund un investors ke liye suitable hai jo high growth opportunities ke liye tayaar hain aur jo market volatility ko handle kar sakte hain. Agar aapko banking sector me interest hai, toh ye fund aapke liye ek accha option ho sakta hai. Is fund ka investment style growth-oriented hai, jisme high-quality banking stocks pe focus kiya gaya hai.

Performance & Analysis

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth ke returns – 1, 3, 5 saal ke aankde

Agar hum returns ki baat karein, toh is fund ki performance kaafi mixed hai. Aayiye inhe benchmark Nifty Bank TRI ke saath compare karte hain:

Period	Sundaram Mutual Fund Banking Fund - Direct Plan - Growth	Benchmark (Nifty Bank TRI)
1 Year	-3.97%	Data not available
3 Years	9.88%	Data not available
5 Years	10.99%	Data not available

Is fund ki 1 saal ki return negative hai, jo market volatility ko darshata hai. Lekin, 3 saal aur 5 saal ke returns kaafi achhe hain, jis se ye pata chalta hai ki agar investors long-term hold karte hain, toh unhe accha return mil sakta hai. Fund manager S. Krishnakumar ne 3.5 saalon se is fund ko lead kiya hai, jiska impact investors par positive raha hai. Consistency aur volatility ko samajhte hue, ye fund higher risk profile wale investors ke liye suitable hai.

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth top holdings and portfolio allocation

Is fund ka portfolio kaafi strong hai, jisme top 5 holdings kuch is tarah hain:

HDFC Bank Ltd. - 22.5%
ICICI Bank Ltd. - 19.8%
State Bank of India - 12.4%
Axis Bank Ltd. - 10.8%
Kotak Mahindra Bank Ltd. - 8.5%

Iske alawa, fund ki sector allocation majority banking stocks par hai, jo iski investment strategy se align karta hai. Banking sector ka high growth potential fund ki strategy ko support karta hai, especially jab baat aati hai long-term capital appreciation ki. Iska AUM ₹6462.4 Cr hai, jo iski popularity aur investor trust ko darshata hai.

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth risk analysis and volatility

Is fund ka riskometer 'Very High' hai, jo iski high volatility ko darshata hai. Agar aap ek conservative investor hain, toh ye fund shayad sahi na ho. Lekin, jo investors high-risk le sakte hain aur long-term growth ke liye tayaar hain, unke liye ye ek accha option hai. Sharpe ratio ke data available nahi hai, lekin iski historical performance aur market conditions ko dekhte hue, investors ko dhyan dena chahiye ki ye fund kis type ke risk profile ke liye suitable hai.

Who Should Invest?

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth – aage kya? (long term outlook)

Aane wale mahine aur saalon me banking sector me growth ka potential hai, kyunki digital banking aur financial inclusion ke initiatives se sector ko fayda hoga. Historically, banking stocks ne long-term me achha perform kiya hai, aur is fund ki strategy ye hai ki wo isi trend ko follow kare. Isliye, agar aap long-term investment ki soch rahe hain, toh ye fund consider karne layak hai. Lekin, specific return predictions karna mushkil hai, kyunki market conditions kabhi bhi badal sakti hain. Updated in May 2026, investment strategies ko samajhne ke liye market ki trends ko dekhna bhut zaroori hai.

Pros & Cons

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth pros and cons for investors

Pros:
- High growth potential with strong banking sector focus.
- Experienced fund manager with a solid track record.
- Consistent returns over 3 and 5 years.
- SIP options available for regular investments.
Cons:
- High volatility and risk profile.
- Negative returns over the last year.
- Expense ratio of 0.92% may impact overall returns.

Frequently Asked Questions

common questions about Sundaram Mutual Fund Banking Fund - Direct Plan - Growth

Kya mai SIP ke through Sundaram Mutual Fund Banking Fund me invest kar sakta hu?

Haan, aap SIP ke through Sundaram Mutual Fund Banking Fund - Direct Plan - Growth me invest kar sakte hain. Ye method aapko regular investments karne me madad karega, jo long-term wealth creation ke liye beneficial hai.

Is fund me invest karna safe hai?

Sundaram Mutual Fund Banking Fund - Direct Plan - Growth ka riskometer 'Very High' hai. Ye fund high volatility ke sath aata hai. Agar aap risk le sakte hain, toh ye suitable ho sakta hai, lekin conservative investors ko dusre options consider karne chahiye.

Kya is fund par tax lagta hai?

Haan, is fund se aapko capital gains par tax dena padega. Agar aap 1 saal se zyada hold karte hain, toh long-term capital gains tax applicable hoga. Ye depend karta hai aapke overall financial situation par.

Returns

Period	Fund Return (%)	Benchmark (Nifty Bank TRI) (%)
1 Year	-3.97%	—
3 Years	9.88%	—
5 Years	10.99%	—
Since Launch	11.94%	—

SIP Calculator

SIP / Lumpsum Calculator

Monthly SIP Amount (₹)

SIP Period (Years)

Hold Period After SIP (Years)

Annual Step-Up (%)

Return Scenario

Based on fund's 3Y return of 9.9%

Invested: ₹956k

Gains: ₹9226k

Total Invested

₹956245.48

Total Returns

+ ₹9226058.59

Maturity Value

₹10182304.07

SIP of ₹5000 for 10 years (stepping up 10% annually), then held for 20 years at 9.9% p.a.

*Projected returns are for illustration only. Past performance does not guarantee future returns.

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Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme‑related documents carefully before investing. Past performance does not guarantee future returns. The content on this page is for educational purposes only.