LIC Mutual FundFlexi CapVery High Risk

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth

Current NAV₹110.79as of 30/5/2026

AUM1.25 Lac Cr

AUM

1.25 Lac Cr

Expense Ratio

0.72%

Min SIP

₹500

Min Lumpsum

₹1000

Launch Date

2 January 2013

Exit Load

Nil

Riskometer

LowModerateHighVery High

Risk Level: Very High

Volatility: 13.26 | Sharpe Ratio: 0.61

Fund Manager & Key Metrics

Fund ManagerYogesh Patil(3.5 years yrs)

Volatility13.26

Sharpe Ratio0.61

Portfolio Turnover35%

BenchmarkNifty 500 TRI

Holdings Date25/5/2026

Asset Allocation

Equity: 95.00% | T-Bills: 5.00%

Investment Objective

Aims to provide capital appreciation by investing in Flexi Cap securities

Top Holdings

As of 25-May-2026

1. HDFC Bank Ltd.8.2%

2. ICICI Bank Ltd.6.9%

3. Infosys Ltd.5.5%

4. Reliance Industries Ltd.5.1%

5. Axis Bank Ltd.4.2%

6. Larsen & Toubro Ltd.3.8%

7. Tata Consultancy Services Ltd.3.4%

8. Bharti Airtel Ltd.3.1%

9. Sun Pharmaceutical Industries Ltd.2.8%

10. Kotak Mahindra Bank Ltd.2.5%

Overview

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth complete review for investors

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth ek aisa equity mutual fund hai, jo flexi cap category mein aata hai. Iska objective hai long-term capital appreciation. Ye fund choti, badi, aur mid-size companies mein invest karta hai, jo investors ke liye ek diversified portfolio create karta hai. Agar aapko market volatility se dar lagta hai aur aap ek high growth mutual fund mein invest karna chahte hain, toh ye fund aapke liye suitable ho sakta hai. Ye fund un logon ke liye best hai jo risk le sakte hain aur long-term wealth creation par focus karte hain. Fund manager Yogesh Patil ke guidance mein, aapko achhe returns milne ki umeed hai.

Performance & Analysis

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth ke returns – 1, 3, 5 saal ke aankde

Agar hum LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth ke returns ki baat karein, toh ye fund benchmark Nifty 500 TRI ke saath compare karna zaroori hai. 1 saal ke returns negative rahe hain, -2.38% ke saath. Ye kuch investors ko chinta mein daal sakta hai, lekin 3 saal ka return 14.63% hai, jo kaafi achha hai. Is tarah se, 5 saal ka return bhi 12.31% hai. Matlab, is fund ne long-term mein achhe returns diye hain, lekin short-term volatility kaafi zyada hai. Yogesh Patil ka experience aur investment strategy is fund ki consistency ko impact karta hai. Aapne socha hoga, kya ye volatility aapke liye sahi hai? Ye depend karta hai aapke risk tolerance par. Agar aap long-term ke liye soch rahe hain, toh ye fund aapko achhe SIP returns de sakta hai. Fund ki performance historical data se ye bhi pata chalta hai ki, high growth mutual funds mein usually risk bhi zyada hota hai. Isliye, agar aap is fund mein invest karne ka soch rahe hain, toh apni risk profile ko dhyan mein rakhna zaroori hai.

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth ke top holdings aur portfolio

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth ke top holdings mein kuch prominent stocks hain. Is fund ki top 5 holdings hain: - HDFC Bank Ltd. (8.2%) - ICICI Bank Ltd. (6.9%) - Infosys Ltd. (5.5%) - Reliance Industries Ltd. (5.1%) - Axis Bank Ltd. (4.2%) Ye holdings fund ki strategy se align karti hain kyunki yeh leaders hain unke respective sectors mein. Banks aur technology sector ka strong presence fund ki overall performance ko boost karta hai. Sector allocation ki baat karein toh, is fund ka focus financial services, IT, aur energy sectors par hai. Is tarah ki diversification se fund market volatility ke dauran zyada stable reh sakta hai. Investors jo long-term returns ki talash mein hain, unke liye ye fund ek achha option hai.

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth risk analysis and volatility

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth ka riskometer "Very High" hai. Iska matlab hai ki ye fund high volatility ke saath aata hai. Agar aapko pata hai ki market kabhi kabhi ups and downs se guzar sakta hai, toh ye fund aapke liye sahi ho sakta hai. Volatility ke saath, is fund ka Sharpe ratio data not available hai, lekin investors ko ye samajhna chahiye ki high returns ke liye high risk lena parta hai. Agar aap conservative investor hain, toh shayad ye fund aapke liye suitable nahi hai. Lekin agar aap aggressive risk le sakte hain, toh is fund se aapko acchi wealth creation dekhne ko mil sakti hai.

Who Should Invest?

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth long term investment outlook

Long-term investment outlook ke liye, LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth kaafi promising lag raha hai. Historical data ke adhar par, is fund ne consistently achhe returns diye hain, aur sector exposure bhi kaafi diversified hai. Investors jo growth mein believe karte hain, unke liye ye fund ek strong contender hai, kyunki aaj kal market mein financial aur IT sectors grow kar rahe hain. Updated in May 2026, ye fund future mein bhi achha performance de sakta hai agar economic conditions favorable rahe. Ye kaha ja sakta hai ki LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth long-term wealth creation ke liye suitable ho sakta hai. Magar, investors ko market dynamics aur fund strategy pe nazar rakhni hogi.

Pros & Cons

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth – fayde aur nuksan

High growth potential with diversified portfolio
Strong historical performance over the long term
Managed by experienced fund manager Yogesh Patil
Flexibility to invest in large, mid, and small cap stocks

High volatility and risk associated
1 year returns negative, which may concern some investors
Expense ratio of 0.72% may seem higher for some

Frequently Asked Questions

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth FAQs for beginners

LIC Mutual Fund Flexi Cap Fund - Direct Plan - Growth kya hai?

Ye ek equity mutual fund hai jo flexi cap category mein aata hai. Iska main goal long-term capital appreciation hai.

SIP ke through LIC Mutual Fund Flexi Cap Fund mein kaise invest karein?

Aap SIP ke through is fund mein monthly contributions kar sakte hain. Ye aapko disciplined investing ka mauka deta hai.

Is fund par tax kaise lagta hai?

Equity mutual funds par long-term capital gains tax 10% hai agar aap 1 year se zyada hold karte hain. Short-term gains par 15% tax lagta hai.

Returns

Period	Fund Return (%)	Benchmark (Nifty 500 TRI) (%)
1 Year	-2.38%	—
3 Years	14.63%	—
5 Years	12.31%	—
Since Launch	14.46%	—

SIP Calculator

SIP / Lumpsum Calculator

Monthly SIP Amount (₹)

SIP Period (Years)

Hold Period After SIP (Years)

Annual Step-Up (%)

Return Scenario

Based on fund's 3Y return of 14.6%

Invested: ₹956k

Gains: ₹29213k

Total Invested

₹956245.48

Total Returns

+ ₹29213084.04

Maturity Value

₹30169329.51

SIP of ₹5000 for 10 years (stepping up 10% annually), then held for 20 years at 14.6% p.a.

*Projected returns are for illustration only. Past performance does not guarantee future returns.

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Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme‑related documents carefully before investing. Past performance does not guarantee future returns. The content on this page is for educational purposes only.