Kotak MahindraSectoralModerate Risk

Kotak Mahindra Auto Fund - Direct Plan - Growth

Current NAV₹162.55as of 30/5/2026

AUM3211.20 Cr

AUM

3211.20 Cr

Expense Ratio

0.98%

Min SIP

₹500

Min Lumpsum

₹1000

Launch Date

3 January 2013

Exit Load

Nil

Riskometer

LowModerateHighVery High

Risk Level: Moderate

Volatility: 16.34 | Sharpe Ratio: 0.94

Fund Manager & Key Metrics

Fund ManagerHarsha Upadhyaya(3.5 years yrs)

Volatility16.34

Sharpe Ratio0.94

Portfolio Turnover47%

BenchmarkNifty Auto TRI

Holdings Date25/5/2026

Asset Allocation

Equity: 96.00% | T-Bills: 4.00%

Investment Objective

Aims to provide capital appreciation by investing in Sectoral securities

Top Holdings

As of 25-May-2026

1. HDFC Bank Ltd.8.5%

2. ICICI Bank Ltd.7.2%

3. State Bank of India5.8%

4. Axis Bank Ltd.5.2%

5. Kotak Mahindra Bank Ltd.4.9%

6. IndusInd Bank Ltd.4.5%

7. Infosys Ltd.4.1%

8. TCS Ltd.3.8%

9. Bharti Airtel Ltd.3.5%

10. Reliance Industries Ltd.3.2%

Overview

Kotak Mahindra Auto Fund - Direct Plan - Growth complete review for investors

Kotak Mahindra Auto Fund - Direct Plan - Growth ek sectoral equity mutual fund hai jo auto sector mein invest karta hai. Iska objective hai long term capital appreciation. Ye fund un investors ke liye suitable hai jo high growth potential ke saath market volatility ko bhi samajhte hain. Equity allocation ki wajah se, ye fund riskier hai, lekin agar aapka investment horizon long term hai, to ye fund aapke liye ek accha option ban sakta hai. Chaliye, ab is fund ke details ko aur achhe se samajhte hain.

Performance & Analysis

Kotak Mahindra Auto Fund - Direct Plan - Growth yearly return performance

Kotak Mahindra Auto Fund - Direct Plan - Growth ke returns ka analysis karte hain. Is fund ne pichle 1 saal mein 9.39% return diya hai, jo ki kaafi accha hai. Agar hum 3 saal ki baat karein to yeh return hai 21.91%, aur 5 saal ke liye ye 19.37% tak pahunch gaya hai. Fund ka benchmark Nifty Auto TRI hai. Jab hum is fund ke performance ko benchmark se compare karte hain, to humein yeh dekhne ko milta hai ki isne consistently stable returns provide kiye hain, jo investors ke liye ek positive sign hai. Fund manager Harsha Upadhyaya ka tenure 3.5 saal hai, aur unhone portfolio ko achhe se manage kiya hai, jiski wajah se long-term growth ki expectations badi hain. Kya aapko lagta hai ki yeh consistency fund ke liye ek positive factor hai?

Kotak Mahindra Auto Fund - Direct Plan - Growth ke top holdings aur portfolio

Kotak Mahindra Auto Fund - Direct Plan - Growth ke top holdings mein major companies hain jo auto sector se judi hain. Is fund ki top 5 holdings hain:

HDFC Bank Ltd. (8.5%)
ICICI Bank Ltd. (7.2%)
State Bank of India (5.8%)
Axis Bank Ltd. (5.2%)
Kotak Mahindra Bank Ltd. (4.9%)

Fund ki strategy sectoral focus hai, jisme ye primarily auto sector ke stocks mein invest karta hai. Iska sector allocation bhi diversify hai, jisse portfolio ki stability aur growth potential dono badhta hai. Kya aapne dekha hai ki kaise in holdings ka selection fund ki performance ko positively impact kar sakta hai?

Kotak Mahindra Auto Fund - Direct Plan - Growth riskometer and downside risk

Kotak Mahindra Auto Fund - Direct Plan - Growth ka riskometer moderate dikhta hai, jo ki investors ke liye medium risk profile ko dikhata hai. Is fund mein market volatility ka kuch impact ho sakta hai, lekin risk management strategies ka istemal karke, is risk ko minimize kiya ja sakta hai. Agar aap long term investing ke liye tayaar hain aur aapko market ke ups and downs se dar nahi lagta, to yeh fund aapke liye sahi ho sakta hai. Lekin, agar aap conservative investor hain, to shayad aapko is fund se door rehna chahiye. Is fund ka expense ratio 0.98% hai, jo ki sectoral funds ke liye kaafi competitive hai.

Who Should Invest?

Kotak Mahindra Auto Fund - Direct Plan - Growth – aage kya? (long term outlook)

Aane wale samay mein, auto sector ko kuch positive trends dekhne ko mil sakte hain. Electric vehicles ki taraf badhti demand aur sustainability initiatives is sector ko aur bhi strong bana sakte hain. Is fund ki historical positioning aur sector exposure isse growth potential de sakta hai. Investors ko yeh samajhna hoga ki market dynamics kaise badal rahe hain, aur historically jo trends hain unhe kaise leverage kiya ja sakta hai. Updated in May 2026, aapko yeh fund zaroor consider karna chahiye agar aap potential growth opportunities dhoond rahe hain.

Pros & Cons

Kotak Mahindra Auto Fund - Direct Plan - Growth advantages and disadvantages

Pros:
High growth potential in auto sector
Moderate risk profile suitable for balanced investors
Strong historical performance
Low expense ratio compared to peers
Cons:
Sector-specific risk can lead to volatility
Not suitable for conservative investors
Dependence on economic cycles

Frequently Asked Questions

Kotak Mahindra Auto Fund - Direct Plan - Growth – aksar puche jaane wale sawaal (FAQs)

Kya Kotak Mahindra Auto Fund - Direct Plan - Growth mein SIP karna sahi hai?

Haan, SIP investing se aap regular intervals par invest kar sakte hain, jo market volatility ko average karne mein madad karta hai. Ye fund long term wealth creation ke liye sahi hai.

Is fund ka risk level kya hai?

Is fund ka riskometer moderate hai, jo medium risk profile ko dikhata hai. Agar aapko market ke ups and downs se dar nahi lagta hai, to yeh fund aapke liye sahi hai.

Kya is fund par tax lagta hai?

Haan, mutual funds par capital gains tax lagta hai. Short-term capital gains par 15% tax aur long-term par applicable tax slabs ke according tax lagta hai.

Returns

Period	Fund Return (%)	Benchmark (Nifty Auto TRI) (%)
1 Year	9.39%	—
3 Years	21.91%	—
5 Years	19.37%	—
Since Launch	20.08%	—

SIP Calculator

SIP / Lumpsum Calculator

Monthly SIP Amount (₹)

SIP Period (Years)

Hold Period After SIP (Years)

Annual Step-Up (%)

Return Scenario

Based on fund's 3Y return of 21.9%

Invested: ₹956k

Gains: ₹149423k

Total Invested

₹956245.48

Total Returns

+ ₹149423224.54

Maturity Value

₹150379470.01

SIP of ₹5000 for 10 years (stepping up 10% annually), then held for 20 years at 21.9% p.a.

*Projected returns are for illustration only. Past performance does not guarantee future returns.

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Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme‑related documents carefully before investing. Past performance does not guarantee future returns. The content on this page is for educational purposes only.