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Dekha jaye toh 1 saal ka return hai 3.6% jo koi khas impressive nahi hai, lekin 3 saal ka return 6.57% hai, jo thoda behtar hai. 5 saal ke perspective mein, return hai 4.64% jo kaafi moderate hai. Is fund ki performance kaafi depend karte hai fund manager Cheenu Gupta par, jinki tenure hai 3.5 saal.
Yeh fund banking sector ki volatility ko achhe se sambhalta hai, par investors ko dhyan rakhna hoga ki yeh high risk category mein aata hai.
HSBC Mutual FundBankingVery High Risk
HSBC Mutual Fund Banking Fund - Direct Plan - Growth
Current NAV₹10.81as of 30/5/2026
AUM5555.20 Cr
AUM
5555.20 Cr
Expense Ratio
0.92%
Min SIP
₹500
Min Lumpsum
₹1000
Launch Date
3 April 2006
Exit Load
Nil
Riskometer
LowModerateHighVery High
Risk Level: Very High
Volatility: 15.58 | Sharpe Ratio: 0.41
Fund Manager & Key Metrics
Fund ManagerCheenu Gupta(3.5 years yrs)
Volatility15.58
Sharpe Ratio0.41
Portfolio Turnover39%
BenchmarkNifty Bank TRI
Holdings Date25/5/2026
Asset Allocation
Equity: 97.00% | T-Bills: 3.00%
Investment Objective
Aims to provide capital appreciation by investing in Banking securities
Top Holdings
As of 25-May-2026
1. HDFC Bank Ltd.22.5%
2. ICICI Bank Ltd.19.8%
3. State Bank of India12.4%
4. Axis Bank Ltd.10.8%
5. Kotak Mahindra Bank Ltd.8.5%
6. Bank of Baroda5.2%
7. IndusInd Bank Ltd.4.8%
8. Federal Bank Ltd.3.9%
9. AU Small Finance Bank Ltd.3.5%
10. Punjab National Bank2.8%
Overview
HSBC Mutual Fund Banking Fund - Direct Plan - Growth investment objective and strategy
HSBC Mutual Fund Banking Fund - Direct Plan - Growth ka main objective hai banking sector mein invest karna, jo ek niche category hai. Is fund ka investment strategy focus karta hai growth-oriented stocks par, jaise ki HDFC Bank aur ICICI Bank. Ye fund un investors ke liye suitable hai jo high growth potential dhoond rahe hain aur market ki volatility ko thrive karna chahte hain. Agar aap long-term investing mein interested hain aur thoda risk lene ko tayaar hain, toh yeh fund aapke liye acha ho sakta hai.Performance & Analysis
HSBC Mutual Fund Banking Fund - Direct Plan - Growth yearly return performance
Chaliye ab dekhte hain HSBC Mutual Fund Banking Fund - Direct Plan - Growth ke yearly returns kaise hain. Yeh fund ne recent years mein kaafi promising returns diye hain.| Period | HSBC Mutual Fund Banking Fund - Direct Plan - Growth Returns (%) | Benchmark (Nifty Bank TRI) (%) |
|---|---|---|
| 1 Year | 3.6 | data not available |
| 3 Year | 6.57 | data not available |
| 5 Year | 4.64 | data not available |
⚠️ Disclaimer: Educational only. Mutual funds are subject to market risks. Past performance does not guarantee future returns. Consult your SEBI-registered advisor.
HSBC Mutual Fund Banking Fund - Direct Plan - Growth top holdings and portfolio allocation
Is fund ki top holdings mein major banks hain jo iski growth strategy ko support karte hain. Top 5 holdings hain: 1. HDFC Bank Ltd. - 22.5% 2. ICICI Bank Ltd. - 19.8% 3. State Bank of India - 12.4% 4. Axis Bank Ltd. - 10.8% 5. Kotak Mahindra Bank Ltd. - 8.5% Yeh holdings fund ke overall strategy ke saath align karte hain, kyunki yeh sab established banks hain jo consistent growth aur stability provide karte hain. Sector allocation banking industry par focused hai, jo ki long-term growth potential dikhata hai. Agar aap banking sector mein invest karna chahte hain, toh yeh fund aapke portfolio ko diversify karne mein help karega.HSBC Mutual Fund Banking Fund - Direct Plan - Growth risk analysis and volatility
Is fund ka riskometer "Very High" hai, jo batata hai ki yeh high volatility ke saath aata hai. Agar aapko high risk le ne mein aaraam hai aur market fluctuations ko sambhalne ki capability rakhte hain, toh aap is fund mein invest kar sakte hain. Volatility ki baat karein toh, yeh fund banking sector ke exposure ki wajah se kaafi sensitive hai. Isse compare karte hue, aapko yeh samajhna chahiye ki risk tolerance kaafi important hai, kyunki yeh fund un investors ke liye suitable hai jo high returns ke saath risk bhi lene ko tayaar hain.Who Should Invest?
HSBC Mutual Fund Banking Fund - Direct Plan - Growth – aage kya? (long term outlook)
Agar hum long-term outlook ki baat karein, toh banking sector historically growth ke liye promising raha hai. Is fund ki strategy bhi yeh hi indicate karti hai ki agle kuch saalon mein banking stocks mein potential growth ho sakta hai. Updated in May 2026, aap dekh sakte hain ki banking industry ka future kaafi optimistic hai, lekin market dynamics aur economic conditions ke risk bhi hain. Is fund ko consider karte waqt, aapko historical positioning aur sector exposure par dhyan dena chahiye. Yeh fund long-term SIP investors ke liye suitable ho sakta hai, kyunki historical trends dikhate hain ki banking stocks mein consistent growth milti hai.Pros & Cons
HSBC Mutual Fund Banking Fund - Direct Plan - Growth advantages and disadvantages
- Pros:
- Strong exposure to leading banks.
- Growth potential in the banking sector.
- Adequate returns over a medium-term horizon.
- Managed by experienced fund manager Cheenu Gupta.
- Cons:
- High risk and volatility.
- Lower returns in the past year.
- Sector concentration risk.
Frequently Asked Questions
Returns
Returns
| Period | Fund Return (%) | Benchmark (Nifty Bank TRI) (%) |
|---|---|---|
| 1 Year | 3.6% | — |
| 3 Years | 6.57% | — |
| 5 Years | 4.64% | — |
| Since Launch | 0.2% | — |
SIP Calculator
SIP / Lumpsum Calculator
Based on fund's 3Y return of 6.6%
Invested: ₹956k
Gains: ₹3731k
Total Invested
₹956245.48
Total Returns
+ ₹3730875.99
Maturity Value
₹4687121.47
SIP of ₹5000 for 10 years (stepping up 10% annually), then held for 20 years at 6.6% p.a.
*Projected returns are for illustration only. Past performance does not guarantee future returns.
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Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme‑related documents carefully before investing. Past performance does not guarantee future returns. The content on this page is for educational purposes only.