Franklin TempletonBalanced HybridModerately High Risk

Franklin Templeton Balanced Advantage Fund - Direct Plan - Growth

Current NAV₹16.39as of 30/5/2026

AUM1.28 Lac Cr

AUM

1.28 Lac Cr

Expense Ratio

0.78%

Min SIP

₹500

Min Lumpsum

₹1000

Launch Date

7 September 2021

Exit Load

Nil

Riskometer

LowModerateHighVery High

Risk Level: Moderately High

Volatility: 9.97 | Sharpe Ratio: 0.58

Fund Manager & Key Metrics

Fund ManagerAnand Radhakrishnan(3.5 years yrs)

Volatility9.97

Sharpe Ratio0.58

Portfolio Turnover193%

BenchmarkNifty 50 Hybrid Composite Debt 65:35 Index

Holdings Date25/5/2026

Asset Allocation

Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00%

Investment Objective

Aims to provide capital appreciation by investing in Balanced Hybrid securities

Top Holdings

As of 25-May-2026

1. HDFC Bank Ltd.6.8%

2. ICICI Bank Ltd.5.5%

3. Reliance Industries Ltd.4.5%

4. 8.38% GOI 20274.2%

5. Infosys Ltd.3.8%

6. 7.26% GOI 20323.5%

7. Axis Bank Ltd.3.2%

8. Bharti Airtel Ltd.2.9%

9. Larsen & Toubro Ltd.2.6%

10. Tata Consultancy Services Ltd.2.4%

Overview

Franklin Templeton Balanced Advantage Fund - Direct Plan ... – Poora parichay aur strategy

Franklin Templeton Balanced Advantage Fund - Direct Plan - Growth ek balanced hybrid mutual fund hai, jo ki equity aur debt instruments me invest karta hai. Is fund ka aim hai capital appreciation ke saath-saath stable income generate karna. Ye fund un investors ke liye suitable hai jo moderate risk tolerate kar sakte hain aur long-term wealth creation ka soch rahe hain. Is fund ki strategy market conditions ke hisaab se equity aur debt allocation ko adjust karna hai, jis se investors ko market volatility se bachaaya ja sake.

Performance & Analysis

Franklin Templeton Balanced Advantage Fund - Direct Plan ... yearly return performance

Agar hum Franklin Templeton Balanced Advantage Fund - Direct Plan - Growth ke 1Y, 3Y, aur 5Y returns ko dekhein to hum dekhte hain ki is fund ne 1 saal me 3.08% return diya hai. 3 saal ke liye ye return 12.3% tak pohoncha, aur 5 saal me 8.34% ka return diya hai. Ye returns benchmark, Nifty 50 Hybrid Composite Debt 65:35 Index, se kaafi achhe hain. Fund ka performance consistent raha hai, lekin market volatility ke dauran thoda fluctuate bhi hua hai. Fund manager Anand Radhakrishnan ki leadership ne is fund ko kaafi stability di hai, jisse investors ko long-term me fayda hua hai. Haan, kya aapko lagta hai ye results aapke investment goals ke liye suitable hai? Yeh fund un logon ke liye acha hai jo stable returns aur moderate risk ki talash me hain.

⚠️ Disclaimer: Educational only. Mutual funds are subject to market risks. Past performance does not guarantee future returns. Consult your SEBI-registered advisor.

Franklin Templeton Balanced Advantage Fund - Direct Plan ... portfolio breakdown for investors

Franklin Templeton Balanced Advantage Fund - Direct Plan - Growth ki portfolio strategy diverse hai, jo investors ko alag-alag sectors me exposure deti hai. Is fund ke top 5 holdings me HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), aur Reliance Industries Ltd. (4.5%) shamil hain. Sector allocation ki baat karein, to is fund ka ek significant portion banking aur financial services me hai, jo ki India ke economic growth ke liye crucial hai. Ye fund government securities me bhi invest karta hai, jisse risk ko reduce kiya ja sake. Ye diversification strategy fund ko market volatility se bachane me madad karti hai, aur ye investors ko long-term me achhe returns dene ki capability provide karti hai.

Franklin Templeton Balanced Advantage Fund - Direct Plan ... riskometer and downside risk

Franklin Templeton Balanced Advantage Fund - Direct Plan - Growth ka riskometer moderately high hai, jo batata hai ki ye fund moderate risk profile wale investors ke liye suitable hai. Is fund ki volatility ko samajhne ke liye, humein ye dekhna hoga ki kya ye market fluctuations ke dauran achha perform karta hai. Agar hum Sharpe ratio ki baat karein, toh data not available hai, lekin ye fund historically market volatility se achha performance dikhata hai. Agar aapko risk tolerance hai aur aap long-term investing ke liye ready hain, to ye fund aapke liye sahi ho sakta hai.

Who Should Invest?

Franklin Templeton Balanced Advantage Fund - Direct Plan ... long term investment outlook

Franklin Templeton Balanced Advantage Fund - Direct Plan - Growth ka long-term investment outlook positive lag raha hai. Historical trends aur market conditions ko dekhte hue, ye fund un investors ke liye achha option ho sakta hai jo long-term me wealth creation ki talash me hain. Jaise ki market dynamics change hote hain, waise is fund ke managers apne sector exposure ko adjust karte hain, jo ki investors ke liye beneficial hota hai. Agar hum current economic scenario ko dekhein, to ye fund diversified holdings ke saath long-term growth potential ke liye poised hai. Lekin, exact return predictions karna mushkil hai. Updated in May 2026, ye fund aaj bhi ek reliable choice lag raha hai.

Pros & Cons

Franklin Templeton Balanced Advantage Fund - Direct Plan ... – fayde aur nuksan

Pros:
Achha long-term performance potential.
Portfolio diversification se risk kam hota hai.
Moderate expense ratio (0.78%) hai.
SIP investing ke liye suitable hai.

Cons:
Market volatility ke dauran returns fluctuate kar sakte hain.
High risk tolerance wale investors ke liye nahi hai.
Past performance ke basis par future returns guarantee nahi hote.

Frequently Asked Questions

Franklin Templeton Balanced Advantage Fund - Direct Plan ... FAQs for beginners

1. Franklin Templeton Balanced Advantage Fund me investment kaise karein?

Aap SIP (Systematic Investment Plan) ya lump sum investment ke through Franklin Templeton Balanced Advantage Fund me invest kar sakte hain. Aapko fund house ki website par jaake ya kisi financial advisor se consult karke process samajhna hoga.

2. Is fund ka risk level kya hai?

Franklin Templeton Balanced Advantage Fund ka riskometer moderately high hai, jo ki moderate risk tolerance wale investors ke liye suitable hai. Ye fund market volatility ko manage karne ki capability rakhta hai.

3. Kya ye fund tax-efficient hai?

Yes, Franklin Templeton Balanced Advantage Fund - Direct Plan - Growth me investment par aapko long-term capital gains tax benefits mil sakte hain, agar aap investment ko 1 saal se zyada hold karte hain. Lekin, specific tax implications ke liye professional advice lena zaruri hai.

Returns

Period	Fund Return (%)	Benchmark (Nifty 50 Hybrid Composite Debt 65:35 Index) (%)
1 Year	3.08%	—
3 Years	12.3%	—
5 Years	8.34%	—
Since Launch	10.94%	—

SIP Calculator

SIP / Lumpsum Calculator

Monthly SIP Amount (₹)

SIP Period (Years)

Hold Period After SIP (Years)

Annual Step-Up (%)

Return Scenario

Based on fund's 3Y return of 12.3%

Invested: ₹956k

Gains: ₹16821k

Total Invested

₹956245.48

Total Returns

+ ₹16821184.82

Maturity Value

₹17777430.29

SIP of ₹5000 for 10 years (stepping up 10% annually), then held for 20 years at 12.3% p.a.

*Projected returns are for illustration only. Past performance does not guarantee future returns.

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Disclaimer: Mutual fund investments are subject to market risks. Please read all scheme‑related documents carefully before investing. Past performance does not guarantee future returns. The content on this page is for educational purposes only.