Tata Mutual Fund Large Cap Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
14.7%
3Y Return
20.86%
dekho, aaj hum compare karenge do mutual funds, Tata Mutual Fund Large Cap Fund aur Navi Mutual Fund Multi Cap Fund, dono ki category alag hai, ek large cap hai aur dusra multi cap, chaliye dekhte hai inke returns, risk aur expenses ke baare mein, haan, isse humein pata chalega kaunsa fund long-term wealth creation ke liye accha hai.
| Parameter | ATata Mutual Fund Large Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Tata Mutual Fund | Navi Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 497.22 | 19.01 |
| AUM (₹ Cr) | 1.93 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.52% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.94 | 15 |
| Sharpe Ratio | 0.63 | 0.96 |
| 1 Year Return (%) | -4.02% | 5.23% |
| 3 Year Return (%) | 14.7% | 20.86% |
| 5 Year Return (%) | 12.03% | 11.52% |
| Since Launch (%) | 11.65% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Sonam Udasi (3.5 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 50 | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.00% | T-Bills: 4.00% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 32% | 52% |
🤖 AI Verdict – Which is Better?
sach ye hai, 3Y return ke hisab se Navi Mutual Fund Multi Cap Fund behtar hai, lekin expense ratio ke mamle mein Tata Mutual Fund Large Cap Fund behtar hai, risk ke mamle mein dono funds very high riskometer ke saath hain, lekin overall balance dekhkar Navi Mutual Fund Multi Cap Fund behtar hai.
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
chaliye dekhte hai, dono funds mein se kaunsa fund SIP ke liye accha hai, consistency aur return stability ke hisab se Navi Mutual Fund Multi Cap Fund behtar hai, haan, ismein 5.23% ka 1Y return bhi hai jo accha hai.
⚠️ Risk & Cost Analysis
dekho, riskometer dono funds ke very high hai, lekin volatility aur Sharpe ratio ke hisab se Navi Mutual Fund Multi Cap Fund behtar hai, expense ratio ke mamle mein Tata Mutual Fund Large Cap Fund behtar hai, sach ye hai, Navi Mutual Fund Multi Cap Fund ki expense ratio 1.68% hai jo thodi high hai.
📊 Portfolio Diversification
chaliye dekhte hai, dono funds ke portfolio diversification ke baare mein, haan, asset allocation ke hisab se dono funds mein equity allocation 96-97% hai, top holdings ke hisab se bhi dono funds mein HDFC Bank, ICICI Bank aur Reliance Industries hai, lekin concentration thodi alag hai, Navi Mutual Fund Multi Cap Fund thoda zyada diversified hai.
SIP Calculator – Compare Growth Potential
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Navi Mutual Fund Multi Cap Fund 5Y return 11.52% aur 3Y return 20.86% ke saath behtar hai.
Q2: Is the higher risk fund worth it?
Sharpe ratio ke hisab se Navi Mutual Fund Multi Cap Fund behtar hai, iska matlab hai ki higher risk ke saath behtar returns bhi mil rahe hain.
Q3: Which fund is more cost‑effective?
Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai jo Navi Mutual Fund Multi Cap Fund ke 1.68% se kam hai, isliye Tata Mutual Fund Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price