SBI Liquid Fund vs Quant Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.89%
3Y Return
14.7%
Aaj hum dekhein do fundon ke beech ki comparison. Fund A hai SBI Liquid fund direct plan growth aur Fund B hai Quant Mutual Fund Large Cap Fund direct plan growth. Aapke paas ye jaankari hai ki unki category, return, riskometer, volatility, sharpe ratio, expense ratio, AUM, asset allocation aur top holdings kitni hain.
| Parameter | ASBI Liquid Fund - Direct Plan - Growth | BQuant Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quant Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 4351.16 | 497.22 |
| AUM (₹ Cr) | 7.12 Lac Cr | 2.47 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.4 |
| Sharpe Ratio | 3.25 | 0.66 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.89% | 14.7% |
| 5 Year Return (%) | 6.09% | 12.03% |
| Since Launch (%) | 6.79% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ruchit Mehta; Ardhendu Bhattacharya (3.2 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 260% | 27% |
🤖 AI Verdict – Which is Better?
Haan, ab aapke liye humne decision banayi hai ki long term wealth creation ke liye kis fund better hai. Dekhiye, 3Y return, expense ratio aur risk ke hisab se, Fund A hi better hai. Ismein 3Y return 6.89% hai, expense ratio 0.12% hai aur riskometer low hai.
Why consider SBI Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.89%
- AUM: 7.12 Lac Cr
- Sharpe Ratio: 3.25
Why consider Quant Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.47 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP ke liye Fund A hi better hai. Iska 3Y return 6.89% hai aur expense ratio 0.12% hai. Fund B ke 3Y return 14.7% hai lekin expense ratio 0.52% hai. Isse pata chalta hai ki Fund A consistent aur stable returns deta hai.
⚠️ Risk & Cost Analysis
Ab dekhiye, riskometer, volatility, sharpe ratio aur expense ratio ke hisab se kisne better risk-adjusted returns diye. Fund A ka riskometer low hai, volatility 0.12 hai, sharpe ratio 3.25 hai aur expense ratio 0.12% hai. Fund B ka riskometer very high hai, volatility 12.4 hai, sharpe ratio 0.66 hai aur expense ratio 0.52% hai. Isse pata chalta hai ki Fund A better hai.
📊 Portfolio Diversification
Ab dekhiye asset allocation aur top holdings concentration ke hisab se kismein portfolio diversification better hai. Fund A mein asset allocation T-Bills 65%, CD 20%, CP 10% aur Cash 5% hai. Fund B mein asset allocation Equity 96% aur T-Bills 4% hai. Isse pata chalta hai ki Fund A mein asset allocation better hai aur sector risk kam hai.
SIP Calculator – Compare Growth Potential
SBI Liquid Fund
₹865144.00
@6.9% annual return (3Y)
Quant Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 6.09% hai aur 3Y return 6.89% hai, lekin Fund B ka 5Y return 12.03% hai aur 3Y return 14.7% hai. Isse pata chalta hai ki Fund B better hai.
Q2: Is the higher risk fund worth it?
Nahin, Fund B ka riskometer very high hai aur volatility 12.4 hai, jiski comparison Fund A se ki ja sakti hai. Fund A ka riskometer low hai aur volatility 0.12 hai. Isse pata chalta hai ki Fund A better hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.12% hai aur Fund B ka expense ratio 0.52% hai. Isse pata chalta hai ki Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price