SBI Liquid Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.89%
3Y Return
1.9%
Ab hai dekho, main aapko do mutual funds ke beech ka comparison karunga. Ye fund hain SBI Liquid Fund aur Old Bridge Mutual Fund Mid Cap Fund. Aap samajhenge ki ye dono fund kis tarah hain aur aapko kya seekhne ko milega.
| Parameter | ASBI Liquid Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 4351.16 | 10.59 |
| AUM (₹ Cr) | 7.12 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.75% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 15.35 |
| Sharpe Ratio | 3.25 | 1.82 |
| 1 Year Return (%) | 6.15% | 5.79% |
| 3 Year Return (%) | 6.89% | 1.9% |
| 5 Year Return (%) | 6.09% | 1.13% |
| Since Launch (%) | 6.79% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Ruchit Mehta; Ardhendu Bhattacharya (3.2 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 260% | 31% |
🤖 AI Verdict – Which is Better?
Haan, main aapko kahaunga ki Fund A (SBI Liquid Fund) long-term wealth creation ke liye better hai. Ye fund ka 3Y return 6.89% hai, jiska expense ratio 0.12% hai. Fund B (Old Bridge Mutual Fund Mid Cap Fund) ka 3Y return 1.9% hai, lekin expense ratio 1.75% hai. Riskometer ke anusaar Fund A low risk hai, jabki Fund B very high risk hai. Dekho, Fund A aapke paisa ka better investment hai.
Why consider SBI Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.89%
- AUM: 7.12 Lac Cr
- Sharpe Ratio: 3.25
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Chaliye, main aapko batata hoon ki yeh dono fund SIP ke liye suitable hain, lekin Fund A better hai. Fund A ka 1Y return 6.15% hai, jo Fund B se 0.76% high hai. Expense ratio ke anusaar bhi Fund A better hai, jiska expense ratio 0.12% hai, jabki Fund B ka expense ratio 1.75% hai.
⚠️ Risk & Cost Analysis
Lekin, main aapko batata hoon ki Fund B ka riskometer very high hai, jo Fund A ka 12 times high hai. Sharpe ratio ke anusaar bhi Fund A better hai, jiska Sharpe ratio 3.25 hai, jabki Fund B ka Sharpe ratio 1.82 hai. Expense ratio ke anusaar bhi Fund A better hai, jiska expense ratio 0.12% hai, jabki Fund B ka expense ratio 1.75% hai.
📊 Portfolio Diversification
Portfolio diversification ke anusaar, Fund A ka asset allocation bahut hi diversified hai, jisme T-Bills, CD, CP, aur cash shaamil hain. Fund B ka asset allocation keval equity aur T-Bills mein hai, jisse risk high ho jata hai. Top holdings concentration ke anusaar bhi, Fund A ka risk low hai, jabki Fund B ka risk high hai.
SIP Calculator – Compare Growth Potential
SBI Liquid Fund
₹865144.00
@6.9% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A (SBI Liquid Fund) 5Y return 6.09% hai, jiska 3Y return 6.89% hai. Fund B (Old Bridge Mutual Fund Mid Cap Fund) ka 5Y return 1.13% aur 3Y return 1.9% hai. Dono fund ke expense ratio ke anusaar bhi, Fund A better hai.
Q2: Is the higher risk fund worth it?
Haan, riskometer ke anusaar Fund B ka risk very high hai, lekin Sharpe ratio ke anusaar Fund A better hai. Fund B ka volatility 15.35 hai, jabki Fund A ka volatility 0.12 hai. Dekho, Fund A aapke paisa ka better investment hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A (SBI Liquid Fund) ka expense ratio 0.12% hai, jabki Fund B (Old Bridge Mutual Fund Mid Cap Fund) ka expense ratio 1.75% hai. Dono fund ke expense ratio ke anusaar bhi, Fund A better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price