SBI Liquid Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.89%
3Y Return
14.7%
Dekho, aaj hum 2 funds ki comparison karenge, SBI Liquid Fund aur Invesco Mutual Fund Large Cap Fund. Dono ke categories aur returns different hain, lekin kya fund long term mein aapko better returns de sakta hai? Is article mein hum yehi jaanne ke liye hain.
| Parameter | ASBI Liquid Fund - Direct Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Invesco Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 4351.16 | 497.22 |
| AUM (₹ Cr) | 7.12 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.43 |
| Sharpe Ratio | 3.25 | 0.66 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.89% | 14.7% |
| 5 Year Return (%) | 6.09% | 12.03% |
| Since Launch (%) | 6.79% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ruchit Mehta; Ardhendu Bhattacharya (3.2 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 260% | 27% |
🤖 AI Verdict – Which is Better?
Humein lagta hai ki Fund A, SBI Liquid Fund, better hai long term wealth creation ke liye. Yeh fund mein 3Y return 6.89% hai, expense ratio 0.12% hai aur riskometer low hai. Yeh fund aapko stable returns de sakta hai.
Why consider SBI Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.89%
- AUM: 7.12 Lac Cr
- Sharpe Ratio: 3.25
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Agar aap 10+ saal ke liye monthly SIP karenge, to hum Fund A, SBI Liquid Fund, better manaenge. Yeh fund mein consistency aur return stability hai, jisse aapko aapko long term mein better returns milege.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke hisaab se, Fund A, SBI Liquid Fund, better hai. Yeh fund mein riskometer low hai, volatility 0.12 hai aur Sharpe ratio 3.25 hai. Isse yeh fund aapko better risk-adjusted returns de sakta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se, Fund A, SBI Liquid Fund, better hai. Yeh fund mein T-Bills, CD, CP aur cash mein asset allocation hai, jo aapko portfolio diversification de sakta hai. Top holdings mein State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hain, jo aapko sector risk se bacha sakta hai.
SIP Calculator – Compare Growth Potential
SBI Liquid Fund
₹865144.00
@6.9% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A, SBI Liquid Fund, 5Y return mein 6.09% aur 3Y return mein 6.89% ka return de raha hai, jo Fund B, Invesco Mutual Fund Large Cap Fund, se jyada hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke hisaab se, Fund B, Invesco Mutual Fund Large Cap Fund, 12.43 ki volatility aur 0.66 ka Sharpe ratio, jo Fund A, SBI Liquid Fund, se jyada hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisaab se, Fund A, SBI Liquid Fund, 0.12% ka expense ratio, jo Fund B, Invesco Mutual Fund Large Cap Fund, 0.52% se jyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price