SBI Liquid Fund vs Edelweiss Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.89%
3Y Return
14.7%
Aaj hum do mutual funds ke beech kuch compare karne wale hain. Fund A SBI Liquid Fund hai, jo ki liquid category mein aata hai. Fund B Edelweiss Mutual Fund Large Cap Fund hai, jo ki large cap category mein aata hai. Dekho, is article mein hum yeh jaanno ge ki kis fund ki long term wealth creation mai asar hota hai.
| Parameter | ASBI Liquid Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Edelweiss Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 4351.16 | 497.22 |
| AUM (₹ Cr) | 7.12 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 12.9 |
| Sharpe Ratio | 3.25 | 0.64 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.89% | 14.7% |
| 5 Year Return (%) | 6.09% | 12.03% |
| Since Launch (%) | 6.79% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ruchit Mehta; Ardhendu Bhattacharya (3.2 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 260% | 32% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B ka 3Y return 14.7% hai, lekin expense ratio 0.52% hai. Fund A ka 3Y return 6.89% hai, lekin expense ratio 0.12% hai. Haan, Fund B ka riskometer very high hai, lekin Fund A ka riskometer low hai. Chaliye, hum yeh jaanno ge ki kis fund ki long term wealth creation mai asar hota hai.
Why consider SBI Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.89%
- AUM: 7.12 Lac Cr
- Sharpe Ratio: 3.25
Why consider Edelweiss Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Ek monthly SIP ke liye, hum yeh jaanno ge ki kis fund consistent return stability provide karta hai. Fund A ka 1Y return 6.15% hai, 3Y return 6.89% hai, aur 5Y return 6.09% hai. Fund B ka 1Y return -4.02% hai, 3Y return 14.7% hai, aur 5Y return 12.03% hai. Dekho, Fund B ka return stability Fund A se zyada accha lagaata hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se hum yeh jaanno ge ki kis fund better risk-adjusted returns provide karta hai. Fund A ka riskometer low hai, volatility 0.12 hai, Sharpe ratio 3.25 hai, aur expense ratio 0.12% hai. Fund B ka riskometer very high hai, volatility 12.9 hai, Sharpe ratio 0.64 hai, aur expense ratio 0.52% hai. Chaliye, hum yeh jaanno ge ki kis fund better risk-adjusted returns provide karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se hum yeh jaanno ge ki kis fund portfolio diversification mai asar hota hai. Fund A ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur cash 5.00% hai. Fund B ka asset allocation equity 96.00% aur T-Bills 4.00% hai. Dekho, Fund A ka asset allocation Fund B se zyada diversified hai.
SIP Calculator – Compare Growth Potential
SBI Liquid Fund
₹865144.00
@6.9% annual return (3Y)
Edelweiss Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5Y return 12.03% hai, jo ki Fund A ka 5Y return 6.09% se zyada accha lagaata hai. Isiliye, Fund B fund hai jo long run mai better returns provide karta hai.
Q2: Is the higher risk fund worth it?
Fund B ka riskometer very high hai, lekin Fund A ka riskometer low hai. Fund B ka Sharpe ratio 0.64 hai, jo ki Fund A ka Sharpe ratio 3.25 se kam hai. Isiliye, Fund B fund hai jo higher risk ka asar de raha hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.12% hai, jo ki Fund B ka expense ratio 0.52% se kam hai. Isiliye, Fund A fund hai jo cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price