SBI Liquid Fund vs Canara Robeco Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.89%
3Y Return
12.5%
Dekho, investors ka har kadam fund ki vyavastha se juda hua hota hai. Aaj hum apne investors ke liye Fund A aur Fund B ka vivaran karne wale hain. Fund A ek Liquid Fund hai, jabki Fund B ek Large Cap Fund hai. Dekhein ki dono fundon ki shreni aur unke returns ke baare mein kya hai.
| Parameter | ASBI Liquid Fund - Direct Plan - Growth | BCanara Robeco Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Canara Robeco |
| Category | Liquid | Large Cap |
| NAV (₹) | 4351.16 | 69.54 |
| AUM (₹ Cr) | 7.12 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.83% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.61 |
| Sharpe Ratio | 3.25 | 0.52 |
| 1 Year Return (%) | 6.15% | -3.79% |
| 3 Year Return (%) | 6.89% | 12.5% |
| 5 Year Return (%) | 6.09% | 11.73% |
| Since Launch (%) | 6.79% | 13.95% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ruchit Mehta; Ardhendu Bhattacharya (3.2 years yrs) | Shridatta Bhandwaldar; Vishal Mishra (9.9 years yrs) |
| Benchmark | NIFTY Liquid Index | BSE 100 Total Return Index |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.33%), ICICI Bank Ltd. (7.71%), Reliance Industries Ltd. (5.54%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.23% | Pref. Shares: 0.01% |
| Portfolio Turnover | 260% | 16% |
🤖 AI Verdict – Which is Better?
Aapko lagta hai ki jo fund long-term wealth creation ke liye achha hone wala hai, woh hoga jo 3Y return, expense ratio, aur risk ke liye achha hai. Haan, Fund A aur Fund B ke beech mein hum Fund A ko long-term wealth creation ke liye achha fund maante hain. Iska karan hai ki Fund A ka 3Y return 6.89% hai, jo ki Fund B se zyada hai. Lekin expense ratio ke hisab se bhi Fund A kamjor hai, 0.12% only.
Why consider SBI Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.89%
- AUM: 7.12 Lac Cr
- Sharpe Ratio: 3.25
Why consider Canara Robeco Large Cap Fund?
- Expense ratio: 0.83%
- 3Y return: 12.5%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 0.52
📈 SIP Suitability
Jab aapko SIP ka vikalp chahiye, toh aapko lagta hai ki fund SIP ke liye kaisa hai. Dekhein, Fund A aur Fund B ke beech mein Fund B ka 1Y return -3.79% hai, jo ki Fund A se kamjor hai. Lekin 3Y return aur 5Y return ke hisab se Fund B ko SIP ke liye achha fund maante hain. Iska karan hai ki Fund B ka 3Y return 12.5% hai aur 5Y return 11.73% hai.
⚠️ Risk & Cost Analysis
Apne investment ko risk mein dalne se pahle, aapko pata hona chahiye ki fund mein kitna risk hai. Dekhein, Fund A aur Fund B ke beech mein Fund B ka riskometer Very High hai, jo ki Fund A se zyada hai. Lekin volatility ke hisab se bhi Fund B kamjor hai, 11.61 only. Sharpe ratio ke hisab se Fund B kamzor hai, 0.52 only. Expense ratio ke hisab se bhi Fund B kamjor hai, 0.83% only.
📊 Portfolio Diversification
Jab aapko portfolio diversification ka vikalp chahiye, toh aapko lagta hai ki fund mein kitna diversification hai. Dekhein, Fund A aur Fund B ke beech mein Fund A ka asset allocation T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% hai, jo ki Fund B se zyada hai. Lekin top holdings ke concentration ke hisab se Fund B kamjor hai, HDFC Bank Ltd. 8.33%, ICICI Bank Ltd. 7.71%, Reliance Industries Ltd. 5.54%. Iska karan hai ki Fund B ka sector risk zyada hai.
SIP Calculator – Compare Growth Potential
SBI Liquid Fund
₹865144.00
@6.9% annual return (3Y)
Canara Robeco Large Cap Fund
₹1196906.64
@12.5% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 6.09% hai aur Fund B ka 5Y return 11.73% hai. Isliye, Fund B fund hai jo long run mein zyada returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka riskometer Very High hai, lekin volatility aur Sharpe ratio ke hisab se bhi kamjor hai. Isliye, Fund B ko higher risk fund ke roop mein nahin maanta jata hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.12% hai aur Fund B ka expense ratio 0.83% hai. Isliye, Fund A kamjor expense ratio wala fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price