SBI Liquid Fund vs Axis Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.89%
3Y Return
19.19%
Tumhare paas do mahatvapurn funds hain - SBI Liquid Fund aur Axis Midcap Fund. Ye do funds aapki vyaktigat vyaktigat lakshyaon ke hisaab se chunne ke liye upyukt hain ya na hain, yeh dekho. Hum in dono funds ko compare karenge aur aapko batayenge ki kis fund mein aapko nivesh karne ka avsar hai.
| Parameter | ASBI Liquid Fund - Direct Plan - Growth | BAxis Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Axis Mutual Fund |
| Category | Liquid | Mid Cap |
| NAV (₹) | 4351.16 | 136.27 |
| AUM (₹ Cr) | 7.12 Lac Cr | 3.23 Lac Cr |
| Expense Ratio (%) | 0.12% | 1.58% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 14.48 |
| Sharpe Ratio | 3.25 | 0.88 |
| 1 Year Return (%) | 6.15% | 7.41% |
| 3 Year Return (%) | 6.89% | 19.19% |
| 5 Year Return (%) | 6.09% | 16.41% |
| Since Launch (%) | 6.79% | 18.68% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ruchit Mehta; Ardhendu Bhattacharya (3.2 years yrs) | Krishnaa Narayan; Nitin Arora; Shreyash Devalkar (9.5 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | The Federal Bank Ltd. (3.87%), Fortis Healthcare Ltd. (3.56%), Multi Commodity Exchange Of India Ltd. (3.43%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 89.53% | Mutual Fund: 0.94% | Futures: 0.21% |
| Portfolio Turnover | 260% | 12% |
🤖 AI Verdict – Which is Better?
Sach ye hai, SBI Liquid Fund hai jismein aapko aam tanav se bahut kam milti hai. Iska 3Y return 6.89% hai, lekin expense ratio bhi kam hai 0.12%. Isliye, yeh fund very high risk ki fund Axis Midcap Fund ke liye upyukt hai. Dekho, aapko long-term wealth creation ke liye aapko is fund mein nivesh karna chaiye.
Why consider SBI Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.89%
- AUM: 7.12 Lac Cr
- Sharpe Ratio: 3.25
Why consider Axis Midcap Fund?
- Expense ratio: 1.58%
- 3Y return: 19.19%
- AUM: 3.23 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Jab bhi aap monthly SIP ke liye invest karte hain, to aapko stability aur return stability dene wale fund ki zaroorat hoti hai. SBI Liquid Fund yeh dono cheezein offer karta hai, lekin Axis Midcap Fund ke 1Y aur 3Y return bahut jyada hain. Isliye, yeh fund SIP ke liye upyukt hai, lekin issey pehle aapko apne risk tolerance ke baare mein sochna chaiye.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se humne dekha hai ki SBI Liquid Fund aapko better risk-adjusted returns dene ke liye upyukt hai. Iska riskometer low hai, lekin expense ratio bhi kam hai. Isse pata chalta hai ki yeh fund aapke nivesh ke liye upyukt hai.
📊 Portfolio Diversification
SBI Liquid Fund ka asset allocation bahut jyada diversified hai, jismein T-Bills, CD, CP aur Cash ki proportion hai. Iske top holdings mein State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Isliye, yeh fund aapke portfolio mein diversification dene ke liye upyukt hai.
SIP Calculator – Compare Growth Potential
SBI Liquid Fund
₹865144.00
@6.9% annual return (3Y)
Axis Midcap Fund
₹1814321.04
@19.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, SBI Liquid Fund 5Y aur 3Y returns mein Axis Midcap Fund se accha hai. Isliye, yeh fund aapke long-term wealth creation ke liye upyukt hai.
Q2: Is the higher risk fund worth it?
Haan, lekin issey pehle aapko apne risk tolerance ke baare mein sochna chaiye. Axis Midcap Fund ka Riskometer very high hai, lekin uska Sharpe ratio bhi kam hai.
Q3: Which fund is more cost-effective?
SBI Liquid Fund ka expense ratio Axis Midcap Fund ke expense ratio se kam hai. Isliye, yeh fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price