SBI Liquid Fund vs Angel One Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
6.89%
3Y Return
14.7%
Ye dono funds ki aisi cheezon par majaroorat hai jismein aapko fund A aur fund B ki comparison karni hai. Dekho, ye dono funds kya kaise aapke paiso ka investment hoga aur kisi ek ko aapko chunna ho ga. Chaliye, is post mein aapko fund A aur fund B ki comparison mil jaayegi.
| Parameter | ASBI Liquid Fund - Direct Plan - Growth | BAngel One Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Angel One Mutual Fund |
| Category | Liquid | Large Cap |
| NAV (₹) | 4351.16 | 497.22 |
| AUM (₹ Cr) | 7.12 Lac Cr | 2.58 Lac Cr |
| Expense Ratio (%) | 0.12% | 0.52% |
| Riskometer | Low | Very High |
| Volatility | 0.12 | 11.57 |
| Sharpe Ratio | 3.25 | 0.71 |
| 1 Year Return (%) | 6.15% | -4.02% |
| 3 Year Return (%) | 6.89% | 14.7% |
| 5 Year Return (%) | 6.09% | 12.03% |
| Since Launch (%) | 6.79% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 1 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Ruchit Mehta; Ardhendu Bhattacharya (3.2 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | NIFTY Liquid Index | Nifty 50 |
| Top 3 Holdings | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 260% | 19% |
🤖 AI Verdict – Which is Better?
Haan, is post mein hum aapko batayenge ki kis fund ki zaroorat aapko hoga. Fund A aur fund B ki comparison karne ke baad, hum aapko batayenge ki kis fund ki zaroorat aapko hoga. Fund A ki 3Y return 6.89% hai aur fund B ki 3Y return 14.7% hai. Lekin fund A ki expense ratio 0.12% hai aur fund B ki expense ratio 0.52% hai. Fund A ki riskometer low hai aur fund B ki riskometer very high hai. Sach ye hai, fund A aapke paiso ko better safety aur fund B aapke paiso ko better return de raha hai.
Why consider SBI Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.89%
- AUM: 7.12 Lac Cr
- Sharpe Ratio: 3.25
Why consider Angel One Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.58 Lac Cr
- Sharpe Ratio: 0.71
📈 SIP Suitability
Chaliye, dekho, SIP ke liye fund A aur fund B kaisi hai. Fund A ki consistency aur return stability dono kamal se kam hai. Fund B ki 1Y return -4.02% hai, lekin fund A ki 1Y return 6.15% hai. Fund B ki volatility 11.57 hai, lekin fund A ki volatility 0.12 hai. Fund A aapke SIP ke liye better option hai.
⚠️ Risk & Cost Analysis
Haan, is post mein hum aapko batayenge ki fund A aur fund B ki riskometer, volatility, Sharpe ratio aur expense ratio ka kya hai. Fund A ki riskometer low hai aur fund B ki riskometer very high hai. Fund A ki volatility 0.12 hai aur fund B ki volatility 11.57 hai. Fund A ki Sharpe ratio 3.25 hai aur fund B ki Sharpe ratio 0.71 hai. Fund A ki expense ratio 0.12% hai aur fund B ki expense ratio 0.52% hai. Fund A aapke paiso ko better risk-adjusted return de raha hai.
📊 Portfolio Diversification
Chaliye, dekho, fund A aur fund B ki asset allocation aur top holdings concentration kya hai. Fund A ki asset allocation T-Bills: 65.00%, CD: 20.00%, CP: 10.00% aur Cash: 5.00% hai. Fund B ki asset allocation Equity: 96.00% aur T-Bills: 4.00% hai. Fund A ki top holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai. Fund B ki top holdings HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. hai. Fund A aapke paiso ko better portfolio diversification de raha hai.
SIP Calculator – Compare Growth Potential
SBI Liquid Fund
₹865144.00
@6.9% annual return (3Y)
Angel One Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, fund B ki 5Y return 12.03% hai aur fund A ki 5Y return 6.09% hai. Fund B aapke paiso ko better returns de raha hai.
Q2: Is the higher risk fund worth it?
Nahin, fund B ki volatility 11.57 hai aur fund A ki volatility 0.12 hai. Fund B aapke paiso ko high risk hai.
Q3: Which fund is more cost-effective?
Haan, fund A ki expense ratio 0.12% hai aur fund B ki expense ratio 0.52% hai. Fund A aapke paiso ko better cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price