SBI Focused Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Ab hum aapko SBI Focused Fund aur UTI Mutual Fund Large Cap Fund ke beech ki tulna karne wale hain. Yeh dono funds Niveshkaron ko apne Nivesh ke liye achhe options dikh rahe hain. Hum aapko is article mein ye dono funds ke bare mein jankari dega aur aapko apne Nivesh ke liye sabse achha fund chunne me madad karega.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | UTI Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.79 |
| Sharpe Ratio | 0.88 | 0.7 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A, SBI Focused Fund, 5 saal ki return ke liye adhik achha hai. Iska 5 saal ka return 15.02% hai. Lekin expense ratio ke liye Fund B, UTI Mutual Fund Large Cap Fund, behtar hai, jiska expense ratio 0.52% hai. Chaliye aap dekho, fund jise aap chun rahe ho, uske expense ratio ko dhyan me rakhna zaroori hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Ab hum aapko SIP (Monthly Investment) ke liye Fund A aur Fund B ki tulna karenge. Fund B ki 3 saal ki return 14.7% hai, jiska Fund A ki 3 saal ki return 18.13% hai. Lekin Fund B ka consistency Fund A se adhik hai, kyonki use 1 saal ki return -4.02% hai, jiska Fund A ka 1 saal ka return 12.11% hai. Haan, yeh dono funds mein SIP lagane se Niveshak ko fayda ho sakta hai.
⚠️ Risk & Cost Analysis
Riskometer ke anusaar dono funds ko very high risk fund mana jata hai. Lekin Fund A ka volatility 13.25% hai, jiska Fund B ka volatility 11.79% hai. Isliye Fund B adhik secure fund hai. Sharpe ratio ke anusaar bhi Fund B adhik secure hai, kyonki uska Sharpe ratio 0.7 hai, jiska Fund A ka Sharpe ratio 0.88 hai. Lekin expense ratio ke liye Fund B behtar hai.
📊 Portfolio Diversification
Ab hum aapko Fund A aur Fund B ki asset allocation aur top holdings concentration ki tulna karenge. Fund A ka asset allocation equity mein 76.29%, forign equity mein 14.88% aur debenture mein 0.74% hai. Fund B ka asset allocation equity mein 96% aur T-bills mein 4% hai. Isliye Fund B ka asset allocation Fund A se adhik diversified hai. Haan, Fund B ka sector risk bhi adhik hai, kyonki use HDFC Bank, ICICI Bank aur Reliance Industries jaise companies mein investment hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5 saal ki return 15.02% hai, jiska Fund B ki 5 saal ki return 12.03% hai. Isliye Fund A aapke long run Nivesh ke liye behtar hai.
Q2: Is the higher risk fund worth it?
Haan, yeh dono funds mein risk hai, lekin Fund B ka volatility 11.79% hai, jiska Fund A ka volatility 13.25% hai. Sharpe ratio ke anusaar bhi Fund B adhik secure hai. Isliye Fund B aapke liye behtar hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jiska Fund A ka expense ratio 1.47% hai. Isliye Fund B aapke liye adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price