SBI Focused Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
dekho, aaj hum do fundon ka comparison karenge, SBI Focused Fund aur Tata Mutual Fund Large Cap Fund. Ye donon fund ek-ek category mein hain, Multi Cap aur Large Cap. Pehle hum apne fund portfolio ke liye fund kis category ko chunenge, iske baad hum fund ke characteristics aur returns ke baare mein jaanne ke liye yahan kuchh jaanne ja rahen hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Tata Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 12.94 |
| Sharpe Ratio | 0.88 | 0.63 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 32% |
🤖 AI Verdict – Which is Better?
haan, aaj hum apne verdict denghe hain. SBI Focused Fund aur Tata Mutual Fund Large Cap Fund mein se kis fund better hai long-term wealth creation ke liye. Dekhiye, 3Y return mein SBI Focused Fund 18.13% aur Tata Mutual Fund Large Cap Fund 14.7% hai. Lekin expense ratio mein Tata Mutual Fund Large Cap Fund bhi kam kharch hai. Lekin riskometer mein donon fund Very High hai. Chaliye hum SBI Focused Fund ko better fund maante hain long-term wealth creation ke liye.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
dekhiye, hum SIP ke liye fund ka chayan karte hain. SIP ke liye fund ka consistency aur return stability bahut zaroori hai. Lekin Tata Mutual Fund Large Cap Fund ka 1Y return -4.02% hai. Lekin SBI Focused Fund ka 1Y return 12.11% hai. Haan, SBI Focused Fund SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
dekhiye, hum fund ke riskometer aur volatility ke baare mein jaanne ke liye yahan hain. SBI Focused Fund ka riskometer Very High hai aur volatility 13.25 hai. Lekin Tata Mutual Fund Large Cap Fund ka riskometer bhi Very High hai aur volatility 12.94 hai. Sharpe ratio mein bhi SBI Focused Fund 0.88 hai, jiski compare mein Tata Mutual Fund Large Cap Fund ka Sharpe ratio 0.63 hai. Haan, SBI Focused Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
dekhiye, hum fund ke asset allocation aur top holdings concentration ke baare mein jaanne ke liye yahan hain. SBI Focused Fund ka asset allocation equity mein 76.29% hai, forgn equity mein 14.88% hai aur debenture mein 0.74% hai. Lekin Tata Mutual Fund Large Cap Fund ka asset allocation equity mein 96.00% hai aur T-Bills mein 4.00% hai. Haan, SBI Focused Fund ke asset allocation mein forgn equity aur debenture hain, jisse diversification badh jati hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund ka 5Y return 15.02% hai, jiska compare mein Tata Mutual Fund Large Cap Fund ka 5Y return 12.03% hai. Haan, SBI Focused Fund long run mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
SBI Focused Fund ka riskometer Very High hai, lekin Sharpe ratio 0.88 hai. Lekin Tata Mutual Fund Large Cap Fund ka riskometer bhi Very High hai, lekin Sharpe ratio 0.63 hai. Haan, SBI Focused Fund better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jiska compare mein SBI Focused Fund ka expense ratio 1.47% hai. Haan, Tata Mutual Fund Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price