SBI Focused Fund vs Sundaram Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
22.93%
Dekho, tum log dono funds ki comparison karne aaye hain. Fund A, SBI Focused Fund Direct Plan Growth aur Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth. Hum tumhein batayenge ki dono funds ki comparison karke tum kya seekh sakte hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BSundaram Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Sundaram Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 432.21 | 1431.56 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.65 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 14.8 |
| Sharpe Ratio | 0.88 | 1.11 |
| 1 Year Return (%) | 12.11% | 6.91% |
| 3 Year Return (%) | 18.13% | 22.93% |
| 5 Year Return (%) | 15.02% | 19.07% |
| Since Launch (%) | 15.63% | 15.59% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | S. Krishnakumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 45% | 50% |
🤖 AI Verdict – Which is Better?
Haan, fund ki comparison karne ke liye hum 3Y return, expense ratio aur risk ka dhyan rakhte hain. 3Y return mein Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 22.93% return deta hai, jab ki Fund A, SBI Focused Fund Direct Plan Growth 18.13% return deta hai. Expense ratio mein Fund A, SBI Focused Fund Direct Plan Growth 1.47% ka expense ratio hai, jab ki Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 1.68% ka expense ratio hai. Riskometer mein dono funds Very High riskometer hai, lekin fund ki comparison karne ke liye hum Sharpe ratio ka dhyan rakhte hain. Sharpe ratio mein Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 1.11 ka sharpe ratio hai, jab ki Fund A, SBI Focused Fund Direct Plan Growth 0.88 ka sharpe ratio hai. Toh, Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth long-term wealth creation ke liye better fund hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Sundaram Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 22.93%
- AUM: 1.65 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Chaliye, hum SIP suitability ka dhyan rakhte hain. SIP suitability ke liye hum consistency aur return stability ka dhyan rakhte hain. Fund A, SBI Focused Fund Direct Plan Growth ki 1Y return 12.11% hai, jab ki 3Y return 18.13% hai. Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth ki 1Y return 6.91% hai, jab ki 3Y return 22.93% hai. Toh, Fund A, SBI Focused Fund Direct Plan Growth ki return stability jyada hai, isi liye fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth ke liye SIP suitability jyada hai.
⚠️ Risk & Cost Analysis
Lekin, fund ki comparison karne ke liye hum riskometer, volatility, Sharpe ratio aur expense ratio ka dhyan rakhte hain. Riskometer mein dono funds Very High riskometer hai, lekin fund ki comparison karne ke liye hum Sharpe ratio ka dhyan rakhte hain. Sharpe ratio mein Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 1.11 ka sharpe ratio hai, jab ki Fund A, SBI Focused Fund Direct Plan Growth 0.88 ka sharpe ratio hai. Volatility mein Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 14.8 ka volatility hai, jab ki Fund A, SBI Focused Fund Direct Plan Growth 13.25 ka volatility hai. Expense ratio mein Fund A, SBI Focused Fund Direct Plan Growth 1.47% ka expense ratio hai, jab ki Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 1.68% ka expense ratio hai. Toh, Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth risk-adjusted returns better deta hai.
📊 Portfolio Diversification
Chaliye, hum portfolio diversification ka dhyan rakhte hain. Fund A, SBI Focused Fund Direct Plan Growth ki asset allocation mein Equity 76.29%, Forgn. Eq 14.88%, Debenture 0.74% aur T-Bills 0.16% hai. Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth ki asset allocation mein Equity 97.00% aur T-Bills 3.00% hai. Top holdings mein Fund A, SBI Focused Fund Direct Plan Growth ki top holdings Alphabet Inc Class A 11.14%, State Bank of India 6.96% aur ICICI Bank Ltd. 6.59% hai. Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth ki top holdings HDFC Bank Ltd. 6.5%, ICICI Bank Ltd. 5.8% aur Reliance Industries Ltd. 4.9% hai. Toh, Fund A, SBI Focused Fund Direct Plan Growth portfolio diversification jyada hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Sundaram Mutual Fund Multi Cap Fund
₹2318032.57
@22.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth ki 5Y return 19.07% hai, jab ki Fund A, SBI Focused Fund Direct Plan Growth ki 5Y return 15.02% hai. Isliye, Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth long-term returns better deta hai.
Q2: Is the higher risk fund worth it?
Volatility mein Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 14.8 ka volatility hai, jab ki Fund A, SBI Focused Fund Direct Plan Growth 13.25 ka volatility hai. Sharpe ratio mein Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 1.11 ka sharpe ratio hai, jab ki Fund A, SBI Focused Fund Direct Plan Growth 0.88 ka sharpe ratio hai. Isliye, Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth risk-adjusted returns better deta hai.
Q3: Which fund is more cost-effective?
Expense ratio mein Fund A, SBI Focused Fund Direct Plan Growth 1.47% ka expense ratio hai, jab ki Fund B, Sundaram Mutual Fund Multi Cap Fund Regular Plan Growth 1.68% ka expense ratio hai. Isliye, Fund A, SBI Focused Fund
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price