SBI Focused Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
13.45%
Ab aapko do mutual funds ke bare mein pata hoga. SBI Focused Fund aur SBI Small Cap Fund ka category alag-alag hai, lekin unki performance ka hum compare karenge. Aaj hum dekhenge ki konsa fund aapke long-term wealth creation ke liye better hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 432.21 | 192.12 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 17.83 |
| Sharpe Ratio | 0.88 | 0.39 |
| 1 Year Return (%) | 12.11% | 0.06% |
| 3 Year Return (%) | 18.13% | 13.45% |
| 5 Year Return (%) | 15.02% | 14.57% |
| Since Launch (%) | 15.63% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 45% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai, SBI Focused Fund 3Y return mein aapko 18.13% return deta hai, jabki SBI Small Cap Fund ka 3Y return 13.45% hai. Expense ratio bhi SBI Focused Fund ka 1.47% hai, jabki SBI Small Cap Fund ka 0.82% hai. Isliye, SBI Focused Fund aapke long-term wealth creation ke liye better hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP ke liye SBI Focused Fund better hai, kyonki uska consistency aur return stability jyada hai. SBI Focused Fund ka 1Y return 12.11% hai, jabki SBI Small Cap Fund ka 0.06% hai. Isliye, SBI Focused Fund aapke SIP ke liye better hai.
⚠️ Risk & Cost Analysis
SBI Focused Fund ka riskometer Very High hai, lekin SBI Small Cap Fund ka bhi Very High hai. Lekin, SBI Focused Fund ka volatility 13.25 hai, jabki SBI Small Cap Fund ka 17.83 hai. Isliye, SBI Focused Fund aapko better risk-adjusted returns deta hai.
📊 Portfolio Diversification
SBI Focused Fund ka asset allocation jyada diversified hai, kyonki usme equity 76.29%, foreign equity 14.88%, debenture 0.74%, aur T-Bills 0.16% hai. SBI Small Cap Fund ka asset allocation jyada konfined hai, kyonki usme equity 91.00% aur cash & equivalents 9.00% hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund ka 5Y return 15.02% hai, jabki SBI Small Cap Fund ka 14.57% hai. Isliye, SBI Focused Fund aapko better returns deta hai.
Q2: Is the higher risk fund worth it?
SBI Focused Fund ka Sharpe ratio 0.88 hai, jabki SBI Small Cap Fund ka 0.39 hai. Isliye, SBI Focused Fund aapko better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
SBI Small Cap Fund ka expense ratio 0.82% hai, jabki SBI Focused Fund ka 1.47% hai. Isliye, SBI Small Cap Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price