SBI Focused Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
15.45%
Dekho, aapke paas do alag-alag funds hain - SBI Focused Fund aur SBI Midcap Fund. Fund A ek Multi Cap fund hai, jabki Fund B ek Mid Cap fund hai. Is article mein, hum aapko batayenge ki Fund A aur Fund B ke beech kya antar hai aur unki characteristics ka vishleshan karenge.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | SBI Mutual Fund |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 432.21 | 264.93 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 14.71 |
| Sharpe Ratio | 0.88 | 0.61 |
| 1 Year Return (%) | 12.11% | 1.71% |
| 3 Year Return (%) | 18.13% | 15.45% |
| 5 Year Return (%) | 15.02% | 16.58% |
| Since Launch (%) | 15.63% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 45% | 33% |
🤖 AI Verdict – Which is Better?
Haan, Fund A lagatar vishwas niwasi hai, lekin chaliye Fund B ki ek adhikam hai. Fund A ka 3Y return 18.13% hai, jabki Fund B ka 15.45% hai. Expense ratio mein bhi Fund A kam hai, 1.47% hai. Riskometer bhi kam hai. So, Fund A better hai long-term vishwas niwas ke liye.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
SIP ke liye, Fund A adhik suitable hai. Iska 3Y return Fund B se adhik hai aur expense ratio kam hai. Fund A ka Asset allocation bhi adhik stable hai. Dekho, aap apna SIP long-term ke liye Fund A par lagayenge, to aapka wealth vishwas niwasi banega.
⚠️ Risk & Cost Analysis
Riskometer mein, Fund A kam hai, 76.29% hai. Volatility bhi kam hai, 13.25 hai. Sharpe ratio bhi kam hai, 0.88 hai. Expense ratio mein bhi Fund A kam hai, 1.47% hai. To, Fund A better hai risk-adjusted returns ke liye.
📊 Portfolio Diversification
Fund A ka Asset allocation adhik stable hai aur top holdings concentration bhi kam hai. Dekho, Fund A mein Alphabet Inc Class A, State Bank of India, aur ICICI Bank Ltd. hain, jo adhikam stable aur well-diversified fund hain. Fund B mein Bharat Heavy Electricals Ltd., Torrent Power Ltd., aur Adani Energy Solutions Ltd. hain, jo kam stable aur sector riske hain.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 15.02% hai, jo Fund B se adhik hai. To, Fund A aapke long-term wealth vishwas niwasi ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka sharpe ratio 0.88 hai, jo Fund B se adhik hai. Lekin, Fund A ka volatility 13.25 hai, jo Fund B se kam hai. To, Fund A aapke risk-adjusted returns ke liye better hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 1.47% hai, jo Fund B se kam hai. To, Fund A aapke cost-effective vishwas niwasi ke liye better hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price