SBI Focused Fund vs Quantum Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
7.98%
Ek baar phir hum aaye hai fund comparison ki jaanch karne ke liye. Aaj hum 2 funds ka parichay karne wale hain - SBI Focused Fund aur Quantum Mutual Fund Multi Cap Fund. Ye dono funds Multi Cap category mein aate hain. Aapko aaj hum ye dikhayege ki dono funds mein kya aisa hai aur aapko kya dekhna hoga.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BQuantum Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quantum Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 432.21 | 8.38 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.73 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 13.65 |
| Sharpe Ratio | 0.88 | 0.27 |
| 1 Year Return (%) | 12.11% | -11.42% |
| 3 Year Return (%) | 18.13% | 7.98% |
| 5 Year Return (%) | 15.02% | 4.71% |
| Since Launch (%) | 15.63% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 45% | 35% |
🤖 AI Verdict – Which is Better?
Humne dekha hai ki Fund A ka 3Y return 18.13% hai, jabki Fund B ka 3Y return 7.98% hai. Haan, Fund A ka expense ratio 1.47% hai, jo Fund B ka expense ratio 1.68% se kam hai. Lekin, Fund A ka riskometer bhi Very High hai. Haan, Fund A ki volatility 13.25 hai, jabki Fund B ki volatility 13.65 hai. Sach ye hai, Fund A aapke long-term wealth creation ke liye better fund hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Quantum Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 7.98%
- AUM: 1.73 Lac Cr
- Sharpe Ratio: 0.27
📈 SIP Suitability
Ab humne dekha hai ki Fund A ka 1Y return 12.11% hai, jabki Fund B ka 1Y return -11.42% hai. Haan, Fund A ka asset allocation bhi better hai, kyonki usme equity 76.29% hai, jabki Fund B mein equity 97.00% hai. Lekin, Fund A ka Sharpe ratio 0.88 hai, jabki Fund B ka Sharpe ratio 0.27 hai. Haan, Fund A aapke monthly SIP ke liye better fund hai, lekin aapko riskometer ka bhi dhyan rakhna hoga.
⚠️ Risk & Cost Analysis
Humne dekha hai ki Fund A ka riskometer Very High hai, jabki Fund B ka riskometer bhi Very High hai. Haan, Fund A ki volatility 13.25 hai, jabki Fund B ki volatility 13.65 hai. Lekin, Fund A ka Sharpe ratio 0.88 hai, jabki Fund B ka Sharpe ratio 0.27 hai. Haan, Fund A ka expense ratio 1.47% hai, jo Fund B ka expense ratio 1.68% se kam hai. Sach ye hai, Fund A aapke risk-adjusted returns ke liye better fund hai.
📊 Portfolio Diversification
Ab humne dekha hai ki Fund A ka asset allocation Equity 76.29% hai, Forgn. Eq 14.88% hai, Debenture 0.74% hai, aur T-Bills 0.16% hai. Jabki Fund B ka asset allocation Equity 97.00% hai, aur T-Bills 3.00% hai. Haan, Fund A ka asset allocation better hai, kyonki usme equity aur foreign equity dono ka upyog hai. Lekin, Fund A ka top holdings concentration bhi badha hai, kyonki usme Alphabet Inc Class A 11.14% hai, State Bank of India 6.96% hai, aur ICICI Bank Ltd. 6.59% hai. Sach ye hai, Fund A ka portfolio diversification better hai.
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 15.02% hai, jabki Fund B ka 5Y return 4.71%. Haan, Fund A aapke long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer Very High hai, jabki Fund B ka riskometer bhi Very High hai. Lekin, Fund A ka Sharpe ratio 0.88 hai, jabki Fund B ka Sharpe ratio 0.27 hai. Haan, Fund A aapke risk-adjusted returns ke liye better fund hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1.47% hai, jo Fund B ka expense ratio 1.68% se kam hai. Haan, Fund A aapke cost-effectiveness ke liye better fund hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Quantum Mutual Fund Multi Cap Fund
₹919786.47
@8.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price