SBI Focused Fund vs Quantum Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Agar aap ek investor hai aur apne investment ke liye kuch naya khel chunna chahte hain, toh yeh article aapke liye hai. Main aapko do mutual funds ke beech ka judaav dega. Fund A, SBI Focused Fund, ek multi-cap fund hai, jabki Fund B, Quantum Mutual Fund Large Cap Fund, ek large cap fund hai. Main aapko batata hoon ki kis fund mein invest karne se aapko long-term wealth creation mil sakta hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BQuantum Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quantum Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.40 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.75 |
| Sharpe Ratio | 0.88 | 0.7 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki long-term mein, Fund A ka 5Y return 12.03% hai, jo ki Fund B se bahut accha hai. Lekin, expense ratio ke maamle mein, Fund B 0.52% hai, jo ki Fund A ke 1.47% se kam hai. Iske alawa, Fund B ka riskometer bhi Fund A ke mukabla thoda kam hai. Haan, Fund A ka 3Y return 18.13% hai, lekin expense ratio aur riskometer ke maamle mein, Fund B accha hai. Toh, yeh verdict hai ki Fund B long-term mein better hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Quantum Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.40 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Ek monthly SIP ke liye, Fund B accha hai. Iska 3Y return 14.7% hai, jo ki Fund A ke 18.13% se kam hai, lekin expense ratio aur riskometer ke maamle mein, Fund B accha hai. Haan, Fund A ka asset allocation bhi Fund B ke mukabla thoda accha hai, lekin overall, Fund B monthly SIP ke liye accha hai.
⚠️ Risk & Cost Analysis
Riskometer ke maamle mein, Fund A ka riskometer Fund B se thoda jyada hai, lekin sharpe ratio ke maamle mein, Fund B accha hai. Expense ratio ke maamle mein, Fund B accha hai. Haan, volatility ke maamle mein, Fund A ka volatility Fund B se thoda jyada hai. Lekin, asset allocation ke maamle mein, Fund A ka asset allocation Fund B ke mukabla thoda accha hai. Toh, ismein aapko koi bhi fund select nahi karna chahiye, lekin Fund B accha hai.
📊 Portfolio Diversification
Asset allocation ke maamle mein, Fund A ka asset allocation Fund B ke mukabla thoda accha hai. Fund A ka asset allocation mein equity 76.29% hai, foreign equity 14.88% hai, debt 0.74% hai, aur T-Bills 0.16% hai. Haan, Fund B ka asset allocation mein equity 96.00% hai, aur T-Bills 4.00% hai. Toh, Fund A ka asset allocation Fund B ke mukabla thoda accha hai. Lekin, top holdings mein, Fund A mein alphabet Inc Class A 11.14% hai, state bank of india 6.96% hai, aur ICICI bank ltd 6.59% hai. Haan, Fund B mein HDFC bank ltd 8.5% hai, ICICI bank ltd 7.8% hai, aur reliance industries ltd 6.9% hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Quantum Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ka 5Y return 15.02% hai, jo ki Fund B ke 12.03% se accha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Fund B se thoda jyada hai, lekin volatility ke maamle mein, Fund A ka volatility Fund B se thoda jyada hai. Toh, aapko koi bhi fund select nahi karna chahiye.
Q3: Which fund is more cost‑effective?
Sach ye hai ki Fund B ka expense ratio 0.52% hai, jo ki Fund A ke 1.47% se kam hai. Toh, Fund B accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price