SBI Focused Fund vs Quant Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
8.67%
Chaliye, let's compare two Multi Cap funds, SBI Focused Fund and Quant Mutual Fund Multi Cap Fund. Both are SEBI-registered and have a Very High riskometer. We'll compare their 1Y, 3Y, and 5Y returns, expense ratios, and asset allocation to help you decide which fund is better for your long-term wealth creation.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BQuant Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quant Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 432.21 | 20.99 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.78 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 14.55 |
| Sharpe Ratio | 0.88 | 0.15 |
| 1 Year Return (%) | 12.11% | 0.18% |
| 3 Year Return (%) | 18.13% | 8.67% |
| 5 Year Return (%) | 15.02% | 7.6% |
| Since Launch (%) | 15.63% | 11.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 45% | 46% |
🤖 AI Verdict – Which is Better?
Sach ye hai, for long-term wealth creation, Fund A has a higher 3Y return (18.13%) and 5Y return (15.02%) compared to Fund B (8.67% and 7.6%, respectively). Although Fund B has a lower expense ratio (1.68%), its higher expense ratio (1.47%) is compensated by its better returns. We recommend Fund A for long-term wealth creation.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Quant Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 8.67%
- AUM: 1.78 Lac Cr
- Sharpe Ratio: 0.15
📈 SIP Suitability
For a monthly SIP, Fund A is better due to its consistency in returns. Its 1Y return (12.11%) is significantly higher than Fund B's (0.18%), and its 3Y and 5Y returns are also better. Although Fund B has a lower expense ratio, Fund A's better returns make it a better choice for SIP.
⚠️ Risk & Cost Analysis
Volatility and Sharpe ratio show that Fund A is a better risk-adjusted return provider. Its Sharpe ratio is 0.88, while Fund B's is 0.15. Although Fund B has a lower volatility of 14.55, its expense ratio is higher (1.68%). Fund A's expense ratio is lower (1.47%), making it a better choice for risk-averse investors.
📊 Portfolio Diversification
Fund A has a more diversified portfolio with 76.29% in Equity, 14.88% in Foreign Equities, and 0.74% in Debentures. Fund B has a higher concentration in Equity (97.00%). Although Fund B's top holdings are HDFC Bank, ICICI Bank, and Reliance Industries, Fund A's top holdings are Alphabet Inc Class A (11.14%), State Bank of India (6.96%), and ICICI Bank Ltd. (6.59%). Fund A has a better sector risk management.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Quant Mutual Fund Multi Cap Fund
₹956588.14
@8.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A gives better returns in the long run, with 5Y return of 15.02% compared to Fund B's 7.6%.
Q2: Is the higher risk fund worth it?
Haan, Fund A is worth it due to its better risk-adjusted returns. Its Sharpe ratio is higher (0.88) compared to Fund B's (0.15), making it a better choice for risk-averse investors.
Q3: Which fund is more cost-effective?
Lekin, both funds have a similar expense ratio, 1.47% for Fund A and 1.68% for Fund B. However, Fund A offers better returns, making it a more cost-effective choice.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price