SBI Focused Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
9.45%
Dekho, aap donon funds ki category aur kya aap is article mein seekhenge, yeh pata chalega.
Hum aapko Fund A and Fund B ka comparison karke dikhaayenge. Fund A ka naam hai SBI Focused Fund Direct Plan Growth aur Fund B ka naam hai Quant Mutual Fund Liquid Fund Direct Plan Growth.
Dono funds ki performance aur features ka analysis hum aapko karne ja rahen hain, taki aapko sahi investment decision lena aasani ho sake.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Quant Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 432.21 | 22.09 |
| AUM (₹ Cr) | 4.60 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 13.25 | 0.13 |
| Sharpe Ratio | 0.88 | 22.69 |
| 1 Year Return (%) | 12.11% | 0.9% |
| 3 Year Return (%) | 18.13% | 9.45% |
| 5 Year Return (%) | 15.02% | 8.38% |
| Since Launch (%) | 15.63% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 45% | 267% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono hi aapke long term wealth creation ke liye acchi lagte hain, lekin humen yeh samajhne ke liye kuchh points dhyan mein rakhna hoga.
First, Fund A ka 3Y return 18.13% hai, jo Fund B ka 3Y return 9.45% se adhik hai.
Second, Fund A ka expense ratio 1.47% hai, jo Fund B ka expense ratio 0.12% se adhik hai. Isliye, Fund A kam cost-effective hai.
Sach ye hai, Fund A ka riskometer Very High hai, jo Fund B ka Low riskometer se alag hai. Lekin 3Y return aur expense ratio ke hisaab se, Fund A aapke liye better option hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
Chaliye, aapka SIP 10+ saal ke liye hai. Fund A aur Fund B dono hi aapke SIP ke liye suitable hain, lekin humen dono funds ki consistency aur return stability ka dhyan rakhna hoga.
Fund A ka 1Y return 12.11% hai, jo Fund B ka 1Y return 0.9% se adhik hai, lekin Fund B ka 3Y return 9.45% hai. Isliye, Fund B aapke SIP ke liye consistent hai.
Haan, Fund A ka 5Y return 15.02% hai, jo Fund B ka 5Y return 8.38% se adhik hai. Isliye, Fund A aapke SIP ke liye better option hai.
⚠️ Risk & Cost Analysis
Dono funds ki riskometer aur volatility ka analysis hum aapko karne ja rahen hain. Fund A ka riskometer Very High hai, jo Fund B ka Low riskometer se alag hai.
Haan, Fund A ka volatility 13.25 hai, jo Fund B ka volatility 0.13 se adhik hai. Isliye, Fund A aapke liye high-risk investment hai.
Lekin, Fund A ka Sharpe ratio 0.88 hai, jo Fund B ka Sharpe ratio 22.69 se adhik hai. Isliye, Fund A aapke liye better risk-adjusted return hai.
📊 Portfolio Diversification
Dono funds ki asset allocation aur top holdings concentration ka analysis hum aapko karne ja rahen hain. Fund A ka asset allocation Equity 76.29%, Foreign Eq 14.88%, Debenture 0.74%, aur T-Bills 0.16% hai.
Haan, Fund B ka asset allocation T-Bills 65.00%, CD 20.00%, CP 10.00%, aur Cash 5.00% hai. Isliye, Fund B ka asset allocation Fund A se adhik diversified hai.
Lekin, Fund A ka top holdings concentration Alphabet Inc Class A 11.14%, State Bank of India 6.96%, aur ICICI Bank Ltd. 6.59% hai. Isliye, Fund A ka top holdings concentration Fund B se adhik hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 15.02% hai, jo Fund B ka 5Y return 8.38% se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.88 hai, jo Fund B ka Sharpe ratio 22.69 se adhik hai. Isliye, Fund A aapke liye better risk-adjusted return hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jo Fund A ka expense ratio 1.47% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price