SBI Focused Fund vs PPFAS Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Chaliye dekho, aaj hum dono funds ke beech ki comparison karenge. Fund A, SBI Focused Fund, ek multi-cap fund hai, jabki Fund B, PPFAS Mutual Fund Large Cap Fund, large cap fund hai. Aaj hum is article mein dono funds ke 3Y return, expense ratio, aur riskometer ke beech ki comparison karenge. Yeh jaanne ke liye ki kis fund mein long-term wealth creation karna better hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BPPFAS Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | PPFAS Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.44 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 12.07 |
| Sharpe Ratio | 0.88 | 0.68 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 24% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ka 3Y return 18.13% hai, jabki Fund B ka 14.7% hai. Lekin, expense ratio ke hisab se, Fund B 0.52% hai, jo Fund A se behtar hai. Riskometer ke hisab se, dono funds ko very high risk level par aayaa hai. Isliye, hum kahaenge ki Fund A long-term wealth creation ke liye better fund hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider PPFAS Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.44 Lac Cr
- Sharpe Ratio: 0.68
📈 SIP Suitability
Jab hum SIP ke liye fund chunne wale hain, to humein consistency aur return stability ki jagah dekhni hai. Fund B ka 5Y return Fund A ke 15.02% se kam hai, lekin Fund A ka 1Y return Fund B ka -4.02% se behtar hai. Lekin, Fund B ka expense ratio Fund A se behtar hai. Isliye, hum kahaenge ki Fund B SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se, dono funds ko very high risk level par aayaa hai. Lekin, volatility ke hisab se, Fund A 13.25% hai, jo Fund B se jyada hai. Sharpe ratio ke hisab se, Fund A 0.88 hai, jo Fund B se behtar hai. Expense ratio ke hisab se, Fund B 0.52% hai, jo Fund A se behtar hai. Isliye, hum kahaenge ki Fund A better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation ke hisab se, Fund A mein equity 76.29% hai, foreign equity 14.88%, debenture 0.74%, aur T-Bills 0.16%. Fund B mein equity 96.00% hai, aur T-Bills 4.00%. Top holdings ke hisab se, Fund A mein Alphabet Inc Class A 11.14%, State Bank of India 6.96%, aur ICICI Bank Ltd. 6.59% hai. Fund B mein HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9% hai. Isliye, hum kahaenge ki Fund A mein portfolio diversification behtar hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
PPFAS Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 15.02% hai, jo Fund B ka 12.03% se behtar hai. Isliye, Fund A long-term wealth creation ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.88 hai, jo Fund B ka 0.68 se behtar hai. Lekin, volatility ke hisab se, Fund A Fund B se jyada hai. Isliye, Fund A ka higher risk worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jo Fund A ka 1.47% se behtar hai. Isliye, Fund B more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price