SBI Focused Fund vs Old Bridge Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
1.9%
Aaj hum do mutual fundon ke beech ka comparison karenge, jo ki Sabarimala Focused Fund aur Old Bridge Mutual Fund Multi Cap Fund hai. Ye donon fund Multi Cap category mein aate hain. Is article mein hum aapko batayenge ki konsa fund long-term wealth creation ke liye better hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 432.21 | 8.38 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.89 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 13.85 |
| Sharpe Ratio | 0.88 | 1.82 |
| 1 Year Return (%) | 12.11% | -11.42% |
| 3 Year Return (%) | 18.13% | 1.9% |
| 5 Year Return (%) | 15.02% | 1.13% |
| Since Launch (%) | 15.63% | -11.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 6 November 2024 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 45% | 38% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hume 3Y return, expense ratio, aur risk ke anusar fund ki performance dekhi jati hai. Fund A ke 3Y return 18.13% hai, jo ki Fund B ke 1.9% se bahut accha hai. Expense ratio ke hisab se bhi Fund A better hai. Isliye, hum Fund A ko long-term wealth creation ke liye better fund manaenge.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Old Bridge Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 1.9%
- AUM: 1.89 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Monthly SIP ke liye, hum chaahte hain ki fund ka return stability aur consistency kaafi achha ho. Fund A ka 3Y return Fund B ke compare karein to, Fund A ka return stability aur consistency better hai. Isliye, Fund A monthly SIP ke liye better fund manaenge.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se bhi hum fund ki risk-adjusted return ka analysis karenge. Fund A ka riskometer "Very High" hai, lekin Sharpe ratio 0.88 hai, jo ki Fund B ka 1.82 se kam hai. Expense ratio ke hisab se bhi Fund A better hai. Isliye, Fund A risk-adjusted returns ke hisab se better fund manaenge.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se bhi hum fund ki portfolio diversification ka compare karenge. Fund A ka asset allocation Equity 76.29% hai, Foreign Equity 14.88% hai, aur Debenture aur T-Bills ka bhi thoda percentage hai. Fund B ka asset allocation bhi equity mein 97% hai, aur T-Bills mein 3%. Isliye, Fund A ka portfolio diversification better hai aur sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Old Bridge Mutual Fund Multi Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long-term returns ke hisab se Fund A better hai, jisne 5Y return 15.02% aur 3Y return 18.13% di hai.
Q2: Is the higher risk fund worth it?
Higher risk fund, Fund A ka, Sharpe ratio 0.88 hai, jo ki Fund B ka 1.82 se kam hai. Isliye, Fund B ka higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Expense ratio ke hisab se Fund A better hai, jisne 1.47% expense ratio di hai, jo ki Fund B ka 1.68% se kam hai. Isliye, Fund A cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price