SBI Focused Fund vs Old Bridge Mutual Fund Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
1.9%
Dekho, aap logon ke liye humne do fundon ka analysis kiya hai, SBI Focused Fund aur Old Bridge Mutual Fund Mid Cap Fund. Ye dono fund very high riskometer wale hain. Aap iss article mein jaanne wale hain ki in dono fundon ka category kya hai, aur inmein se konsa fund long-term wealth creation ke liye better hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 432.21 | 10.59 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.57 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.75% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 15.35 |
| Sharpe Ratio | 0.88 | 1.82 |
| 1 Year Return (%) | 12.11% | 5.79% |
| 3 Year Return (%) | 18.13% | 1.9% |
| 5 Year Return (%) | 15.02% | 1.13% |
| Since Launch (%) | 15.63% | N/A |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 4 March 2026 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Chirag Setalvad; Dhruv Muchhal (13.4 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | Voltas Ltd. (3.8%), Mphasis Ltd. (3.5%), Coforge Ltd. (3.2%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 94.00% | T-Bills: 6.00% |
| Portfolio Turnover | 45% | 31% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (SBI Focused Fund) 5Y return mein 15.02% hai, jabki Fund B (Old Bridge Mutual Fund Mid Cap Fund) mein 1.13% hai. Expense ratio ke mauke par bhi Fund A better hai, 1.47% ki expense ratio ke saath. Chaliye, Fund A long-term wealth creation ke liye better hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Old Bridge Mutual Fund Mid Cap Fund?
- Expense ratio: 1.75%
- 3Y return: 1.9%
- AUM: 1.57 Lac Cr
- Sharpe Ratio: 1.82
📈 SIP Suitability
Haan, SIP (Systematic Investment Plan) ke liye Fund A better hai. Iss fund mein 1Y, 3Y aur 5Y returns mein stability hai. Jabki Fund B ki return stability kam hai. Dekho, Fund A mein SIP karna ek achha nishkarsh dega.
⚠️ Risk & Cost Analysis
Lekin, Fund B mein Sharpe ratio 1.82 hai, jo Fund A ke 0.88 se accha hai. Volatility ke mauke par bhi Fund B kam hai, 15.35% ke saath. Expense ratio ke mauke par Fund B better hai, 1.75% ke saath. Lekin, Fund A mein riskometer high hai, jisse yeh fund bhi very high riskometer wala hai.
📊 Portfolio Diversification
Asset allocation ke mauke par Fund A better hai. Fund A mein equity 76.29%, foreign equity 14.88% aur debenture 0.74% hai. Fund B mein 94% equity aur 6% T-Bills hai. Dekho, Fund A mein asset allocation acchi hai, jisse yeh fund more diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Old Bridge Mutual Fund Mid Cap Fund
₹661259.80
@1.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A (SBI Focused Fund) mein 5Y return 15.02% hai, jo Fund B (Old Bridge Mutual Fund Mid Cap Fund) ke 1.13% se zyada hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B (Old Bridge Mutual Fund Mid Cap Fund) mein Sharpe ratio 1.82 hai, jo Fund A ke 0.88 se accha hai. Lekin, Fund A mein riskometer very high hai, jisse yeh fund bhi very high riskometer wala hai.
Q3: Which fund is more cost-effective?
Answer: Fund A (SBI Focused Fund) mein expense ratio 1.47% hai, jo Fund B (Old Bridge Mutual Fund Mid Cap Fund) ke 1.75% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price