SBI Focused Fund vs Old Bridge Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Bharose, aap log fund invest karna ke liye sochte hain, lekin kahaan shuru karna hai? Aaj hum do fund ke beech ki tulna karenge: SBI Focused Fund aur Old Bridge Mutual Fund Large Cap Fund. Dekho, kya aapko pata hai ki kis fund mein invest karna chahiye.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Old Bridge Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.62 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.89 |
| Sharpe Ratio | 0.88 | 0.69 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 22% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, Fund A ka 3Y return 18.13% hai, jo ki Fund B ka 14.7% se zyada hai. Lekin expense ratio me, Fund B kam chala raha hai, 0.52% ke against Fund A ka 1.47%. Haan, Fund A ka riskometer bhi very high hai, lekin sharpe ratio 0.88 hai, jo Fund B ka 0.69 se adhik hai. Chaliye, hamara verdict hai, Fund A better hai long-term wealth creation ke liye.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Old Bridge Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.62 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Monthly SIP ke liye, Fund A ka 3Y return aur stability kam se kam hai. Fund A ka asset allocation bhi adhik diversified hai, kyonki usme forgn equity aur debenture bhi hain. Lekin Fund B ka 1Y return negative hai, lekin uska consistency bhi kam hai. Haan, Fund A ka expense ratio jyada hai, lekin uska long-term return bhi adhik hai. Dekho, SIP ki madad se Fund A ka long-term return adhik aapko milti rahegi.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, Fund A ka risk adhik hai, lekin sharpe ratio 0.88 hai, jo Fund B ka 0.69 se adhik hai. Lekin expense ratio me, Fund B kam chala raha hai, 0.52% ke against Fund A ka 1.47%. Haan, Fund A ka AUM 46041.95 Crore hai, jo Fund B ka 26160 Crore se adhik hai. Chaliye, risk-adjusted return ke hisaab se, Fund A better hai.
📊 Portfolio Diversification
Fund A ka asset allocation adhik diversified hai, kyonki usme forgn equity, debenture aur T-Bills bhi hain. Lekin Fund B ka asset allocation kam diversified hai, kyonki usme only equity aur T-Bills hain. Haan, Fund A ka top holdings concentration bhi kam hai, kyonki usme alphabet Inc Class A, State Bank of India aur ICICI Bank Ltd. hain. Dekho, Fund A ka portfolio diversification adhik hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Old Bridge Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 15.02% hai, jo Fund B ka 12.03% se adhik hai. Haan, Fund A ka 3Y return bhi adhik hai, 18.13% ke against Fund B ka 14.7%. Dekho, Fund A long-term returns me betar hai.
Q2: Is the higher risk fund worth it?
Riskometer aur volatility ke hisaab se, Fund A ka risk adhik hai, lekin sharpe ratio 0.88 hai, jo Fund B ka 0.69 se adhik hai. Haan, Fund A ka expense ratio jyada hai, lekin uska long-term return bhi adhik hai. Dekho, Fund A ka risk-adjusted return adhik hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio kam hai, 0.52% ke against Fund A ka 1.47%. Haan, Fund B ka AUM bhi kam hai, 26160 Crore ke against Fund A ka 46041.95 Crore. Dekho, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price