SBI Focused Fund vs Nippon India Growth Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
25.15%
Today, mainpaya hai aapke liye ek comparison of do funds ke beech, SBI Focused Fund aur Nippon India Growth Mid Cap Fund. Ye dono funds Indian investors ke liye bahut achi investment options ho sakte hain, lekin aapko pata hona chahiye ki kis fund mein apna paise daalna hai aur kyun. Dekho, hum aapko yeh jaankaari dega ki dono funds ka category kya hai, unka 1Y aur 3Y return kya hai, aur inmein se kis fund mein long-term wealth creation ke liye better investment option hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BNippon India Growth Mid Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Nippon India |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 432.21 | 4845.02 |
| AUM (₹ Cr) | 4.60 Lac Cr | 4.58 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.26% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 15.97 |
| Sharpe Ratio | 0.88 | 1.17 |
| 1 Year Return (%) | 12.11% | 10.17% |
| 3 Year Return (%) | 18.13% | 25.15% |
| 5 Year Return (%) | 15.02% | 22.32% |
| Since Launch (%) | 15.63% | 18.36% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Amber Singhania; Kinjal Desai; Rupesh Patel (8.0 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | BSE Ltd. (4.21%), Fortis Healthcare Ltd. (2.76%), The Federal Bank Ltd. (2.57%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 98.55% |
| Portfolio Turnover | 45% | 74% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund B, Nippon India Growth Mid Cap Fund, 3Y return ke hisaab se better fund hai, jismein 25.15% return hai. Iske alawa, expense ratio mein bhi Fund B kam hai, 1.26% hai, jiski tulna SBI Focused Fund ke 1.47% se karein. Riskometer bhi dono funds ke liye "Very High" hai, lekin Fund B ke volatility 15.97 hai, jo SBI Focused Fund ke 13.25 se jyada hai. Lekin Fund B ka Sharpe ratio bhi jyada hai, 1.17 hai, jo SBI Focused Fund ka 0.88 se jyada hai. Isliye, hum apne verdict mein Fund B ko better fund ke roop mein chun sakte hain.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Nippon India Growth Mid Cap Fund?
- Expense ratio: 1.26%
- 3Y return: 25.15%
- AUM: 4.58 Lac Cr
- Sharpe Ratio: 1.17
📈 SIP Suitability
SIP suitbility ke hisaab se, Fund B, Nippon India Growth Mid Cap Fund, better fund hai. Yeh fund 10+ years ke liye monthly SIP ke liye achi chunauti nahi hai. Fund B ka consistency aur return stability dono hai, jisse aapko long-term mein apne paise mein growth mil sakta hai. SBI Focused Fund bhi achi fund hai, lekin Fund B ka 3Y return aur expense ratio dono mein better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se, dono funds ke liye "Very High" hai. Lekin Fund B ka volatility 15.97 hai, jo SBI Focused Fund ke 13.25 se jyada hai. Iske alawa, Fund B ka Sharpe ratio 1.17 hai, jo SBI Focused Fund ka 0.88 se jyada hai. Expense ratio mein bhi Fund B kam hai, 1.26% hai, jiski tulna SBI Focused Fund ke 1.47% se karein. Isliye, Fund B ka risk-adjusted return better hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se, Fund B ka asset allocation dono fundon ke liye achi hai. Fund B mein equity ka hissab 98.55% hai, jiski tulna SBI Focused Fund ke 76.29% se karein. Iske alawa, Fund B ka top holdings concentration dono fundon ke liye kam hai. Fund B mein top 3 holdings mein BSE Ltd., Fortis Healthcare Ltd., aur The Federal Bank Ltd. hai, jinka total hissab 9.54% hai. SBI Focused Fund mein top 3 holdings mein Alphabet Inc Class A, State Bank of India, aur ICICI Bank Ltd. hai, jinka total hissab 24.69% hai. Isliye, Fund B ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Nippon India Growth Mid Cap Fund
₹2691264.97
@25.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, Nippon India Growth Mid Cap Fund, 5Y return ke hisaab se better fund hai, jismein 22.32% return hai. Isse yeh fund aapke long-run investment ke liye better option hai.
Q2: Is the higher risk fund worth it?
Nahin, Fund B ka volatility 15.97 hai, jo SBI Focused Fund ke 13.25 se jyada hai. Iske alawa, Fund B ka Sharpe ratio 1.17 hai, jo SBI Focused Fund ka 0.88 se jyada hai. Isliye, yeh fund aapke rishya ke hisaab se achi chunauti nahi hai.
Q3: Which fund is more cost-effective?
Fund B, Nippon India Growth Mid Cap Fund, expense ratio mein better hai, jismein 1.26% hai. Isse yeh fund aapke liye cost-effective option hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price