SBI Focused Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
20.86%
Hum aaj dekheinge do mutual funds ke liye comparison – SBI Focused Fund aur Navi Mutual Fund Multi Cap Fund. Ye dono funds Multi Cap category mein aate hain. Hum aapko batayenge ki kis fund mein invest karna achha hai aur kya features hain. Dekho!
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Navi Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 432.21 | 19.01 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 15 |
| Sharpe Ratio | 0.88 | 0.96 |
| 1 Year Return (%) | 12.11% | 5.23% |
| 3 Year Return (%) | 18.13% | 20.86% |
| 5 Year Return (%) | 15.02% | 11.52% |
| Since Launch (%) | 15.63% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 45% | 52% |
🤖 AI Verdict – Which is Better?
Haan, hum kahte hain ki Navi Mutual Fund Multi Cap Fund ismein 3Y return mein 20.86% kiya hai, jabki SBI Focused Fund 18.13% kiya hai. Lekin expense ratio ke liye SBI Focused Fund thoda kam hai. Lekin kya risk lete hain, yeh sabse bada factor hai. Navi Mutual Fund Multi Cap Fund ka riskometer Very High hai, lekin sharpe ratio 0.96 hai, jo thoda accha hai. Haan, hum kahte hain ki Navi Mutual Fund Multi Cap Fund better hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
SIP suitability ke liye hum dekheinge ki kis fund mein consistency aur return stability hai. Navi Mutual Fund Multi Cap Fund ka 3Y return 20.86% hai, jabki SBI Focused Fund ka 20.86% hai. Lekin SBI Focused Fund ka expense ratio thoda kam hai. Haan, hum kahte hain ki Navi Mutual Fund Multi Cap Fund SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, sharpe ratio, aur expense ratio ke liye hum dekheinge. Navi Mutual Fund Multi Cap Fund ka riskometer Very High hai, lekin sharpe ratio 0.96 hai, jabki SBI Focused Fund ka riskometer Very High hai, lekin sharpe ratio 0.88 hai. Expense ratio ke liye SBI Focused Fund thoda kam hai. Haan, hum kahte hain ki Navi Mutual Fund Multi Cap Fund risk-adjusted returns mein better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye hum dekheinge. Navi Mutual Fund Multi Cap Fund ka equity allocation 97.00% hai, jabki SBI Focused Fund ka equity allocation 76.29% hai. Lekin SBI Focused Fund ka asset allocation forgn. eq aur debenture mein jyada hai. Haan, hum kahte hain ki Navi Mutual Fund Multi Cap Fund ka asset allocation thoda more diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Navi Mutual Fund Multi Cap Fund ka 5Y return 11.52% hai, jabki SBI Focused Fund ka 5Y return 15.02% hai, lekin 3Y return mein Navi Mutual Fund Multi Cap Fund thoda bada hai. Haan, hum kahte hain ki SBI Focused Fund long run mein better returns de sakta hai.
Q2: Is the higher risk fund worth it?
Haan, hum kahte hain ki Navi Mutual Fund Multi Cap Fund ka riskometer Very High hai, jabki SBI Focused Fund ka riskometer bhi Very High hai. Lekin sharpe ratio ke liye Navi Mutual Fund Multi Cap Fund thoda bada hai. Haan, hum kahte hain ki Navi Mutual Fund Multi Cap Fund worth hai.
Q3: Which fund is more cost-effective?
SBI Focused Fund ka expense ratio 1.47% hai, jabki Navi Mutual Fund Multi Cap Fund ka expense ratio 1.68% hai. Haan, hum kahte hain ki SBI Focused Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price