SBI Focused Fund vs Mirae Asset Mid Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
12.03%
Yadi aapko invest karna hai aur aapko ek mazboot fund ka chayan karna hai, toh aapke liye yeh article sahi hai. Aaj hum SBI Focused Fund aur Mirae Asset Mid Cap Fund ke beech ki tulna karenge aur aapko bataenge ki konsa fund long-term ke liye aapke liye behtar hai. Dekho, yeh dono funds ek hi riskometer par hain, lekin yeh dono fund bahut alag categories mein aate hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BMirae Asset Mid Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Mirae Asset |
| Category | Multi Cap | Mid Cap |
| NAV (₹) | 432.21 | 38.13 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.67% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 14.96 |
| Sharpe Ratio | 0.88 | 0.37 |
| 1 Year Return (%) | 12.11% | 2.41% |
| 3 Year Return (%) | 18.13% | 12.03% |
| 5 Year Return (%) | 15.02% | 9.36% |
| Since Launch (%) | 15.63% | 13.2% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 22 August 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Ankit Jain (6.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Midcap 150 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | Indusind Bank Ltd. (3.74%), Bharat Forge Ltd. (3.49%), Lupin Ltd. (3.47%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.85% | Mutual Fund: 0.26% |
| Portfolio Turnover | 45% | 47% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai ki SBI Focused Fund aapke liye behtar hai. Iska 3Y return 18.13% hai, jiska arth hai ki yeh fund aapke paisa ko badhane mein bahut achha kaam karega. Lekin, yeh bhi true hai ki yeh fund very high riskometer par hai, jiska arth hai ki yeh fund aapke paisa ko khatre mein daal sakta hai. Chaliye, expense ratio ke baare mein bhi dekhte hain, jiska arth hai ki yeh fund aapko bahut expensive ho sakta hai. Lekin, sabse achha ye hai ki yeh fund aapke liye long-term ke liye behtar hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Mirae Asset Mid Cap Fund?
- Expense ratio: 1.67%
- 3Y return: 12.03%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 0.37
📈 SIP Suitability
SIP (Sistemtic Investment Plan) ke liye aapko ek fund chahiye jo consistent return de, lekin risk bhi kam ho. Mirae Asset Mid Cap Fund aapke liye behtar hai, kyunki yeh fund 10+ saal ke liye consistent return de sakta hai, lekin risk bhi kam hai. Chaliye, yeh fund aapke liye SIP ke liye behtar hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio sabhi ke baare mein humne dekha hai. Mirae Asset Mid Cap Fund yeh sabhi parameters mein SBI Focused Fund se badhta hai. Lekin, SBI Focused Fund ka 3Y return jyada hai. Chaliye, yeh fund aapke liye risk-adjusted return de sakta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke liye humne dekha hai. SBI Focused Fund ka asset allocation jyada diversified hai, lekin top holdings concentration kam hai. Lekin, Mirae Asset Mid Cap Fund ka asset allocation kam hai, lekin top holdings concentration jyada hai. Chaliye, yeh fund aapke liye portfolio diversification ke liye behtar hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Mirae Asset Mid Cap Fund
₹1163772.71
@12.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund 5Y aur 3Y return mein Mirae Asset Mid Cap Fund se jyada hai. Iska arth hai ki yeh fund aapke liye long run mein behtar hai.
Q2: Is the higher risk fund worth it?
Haan, SBI Focused Fund ka riskometer very high hai, lekin yeh fund aapke liye long-term ke liye behtar hai. Lekin, yeh fund aapke paisa ko khatre mein daal sakta hai. Chaliye, yeh fund aapke liye risk ki jaanch karne ke liye behtar hai.
Q3: Which fund is more cost-effective?
SBI Focused Fund ka expense ratio Mirae Asset Mid Cap Fund se kam hai. Iska arth hai ki yeh fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price