SBI Focused Fund vs Mirae Asset Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
11.03%
Dekho, aaj hum do fundon ke beech ka comparison karne ja rahe hain: SBI Focused Fund aur Mirae Asset Large Cap Fund. Ye donon fund SEBI-registered hain aur Indian investors ke liye suitable hain. Aapko yah jaanakar hi ja raha hai ki kis fund mein nivesh karne se aapko bhi fayda ho sakta hai. Chaliye, fundon ka comparison karein lekin.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BMirae Asset Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Mirae Asset |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 122.90 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.57% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.64 |
| Sharpe Ratio | 0.88 | 0.39 |
| 1 Year Return (%) | 12.11% | -2% |
| 3 Year Return (%) | 18.13% | 11.03% |
| 5 Year Return (%) | 15.02% | 10.78% |
| Since Launch (%) | 15.63% | 14.98% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Gaurav Misra (7.3 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY 100 Total Return Index |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (9.15%), ICICI Bank Ltd. (8.12%), Reliance Industries Ltd. (5.76%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 99.63% | Mutual Fund: 0.17% |
| Portfolio Turnover | 45% | 20% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (SBI Focused Fund) 3Y return mein 18.13% ka return de raha hai, jo Fund B (Mirae Asset Large Cap Fund) ki 11.03% se adhik hai. Expense ratio ke maamle mein bhi Fund A kam rakhta hai, 1.47% ki expense ratio, Fund B ki 0.57% se adhik. Lekin, riskometer hai very high, jisse Fund A ka risk bhi zyada hai. Haan, aaj kaa verdict hai ki Fund A long-term mein aur bhi mazboot hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Mirae Asset Large Cap Fund?
- Expense ratio: 0.57%
- 3Y return: 11.03%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
10+ saal ke liye SIP karne ke liye, Fund A ki consistency aur return stability better hai. Fund A ka 1Y return 12.11% hai, jo Fund B ki -2% se adhik hai. Dekho, Fund A ek accha option hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke maamle mein Fund A bhi zyada risk wala hai. Lekin, Sharpe ratio ka hisaab karein, jo Fund A ka 0.88 hai, Fund B ka 0.39 se adhik hai. Expense ratio mein bhi Fund A kam rakhta hai. Haan, Fund A ka risk-adjusted return better hai.
📊 Portfolio Diversification
Fund A ka asset allocation 76.29% equity, 14.88% forgn. eq, 0.74% debenture aur 0.16% T-Bills hai. Fund B ki asset allocation 99.63% equity ka hai. Top holdings mein bhi Fund A ka concentration kam hai. Haan, Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Mirae Asset Large Cap Fund
₹1096870.77
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A (SBI Focused Fund) ka 5Y return 15.02% hai, jo Fund B (Mirae Asset Large Cap Fund) ki 10.78% se adhik hai. Lekin, 3Y return mein bhi Fund A kam hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer very high hai, lekin Sharpe ratio ka hisaab karein, jo Fund A ka 0.88 hai, Fund B ka 0.39 se adhik hai. Haan, Fund A ka risk-adjusted return better hai.
Q3: Which fund is more cost-effective?
Fund A (SBI Focused Fund) ka expense ratio 1.47% hai, jo Fund B (Mirae Asset Large Cap Fund) ki 0.57% se adhik hai. Haan, Fund B kam expense ratio wala hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price