SBI Focused Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Dekho, aap log fund invest karne ke liye confused hain? Fund A aur Fund B dono ka category alag-alag hai. Fund A multi cap fund hai, jabki Fund B large cap fund hai. Is article mein hum aapko Fund A aur Fund B ke beech mein comparison karke dikhayenge.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | LIC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.93 |
| Sharpe Ratio | 0.88 | 0.69 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 22% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A better option hai long-term wealth creation ke liye. Iska 3Y return 18.13% hai, jo ki Fund B ke 14.7% se bada hai. Expense ratio bhi Fund A ka kam hai, 1.47% compared to Fund B ka 0.52%. Riskometer bhi dono fund ka very high hai, lekin Fund A ka Sharpe ratio 0.88 hai, jo ki Fund B ka 0.69 se bada hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Haan, SIP karne ke liye Fund A better option hai. Iska 5Y return 15.02% hai, jo ki Fund B ke 12.03% se bada hai. Consistency aur return stability dono fund ka hai, lekin Fund A ka 1Y return 12.11% hai, jo ki Fund B ka -4.02% se bada hai.
⚠️ Risk & Cost Analysis
Chaliye, riskometer aur volatility ke hisab se Fund B ka risk kam hai, lekin Sharpe ratio ke hisab se Fund A ka risk-adjusted return better hai. Expense ratio ke hisab se bhi Fund A kam hai, 1.47% compared to Fund B ka 0.52%. Volatility Fund A ka 13.25 hai, jo ki Fund B ka 11.93 se bada hai.
📊 Portfolio Diversification
Asset allocation ke hisab se Fund A ka portfolio diversified hai, Equity 76.29% hai, Foreign Equity 14.88% hai, Debenture 0.74% hai, aur T-Bills 0.16% hai. Fund B ka portfolio large cap hai, Equity 96% hai, aur T-Bills 4% hai. Sector risk ke hisab se Fund B ka risk kam hai, lekin Fund A ka sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
5Y return ke hisab se Fund A better returns dethta hai, 15.02% compared to Fund B ka 12.03%.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk se better returns milte hain. Volatility Fund A ka 13.25 hai, lekin Sharpe ratio Fund A ka 0.88 hai, jo ki Fund B ka 0.69 se bada hai.
Q3: Which fund is more cost-effective?
Haan, Fund B more cost-effective hai, expense ratio Fund B ka 0.52% hai, jo ki Fund A ka 1.47% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price