SBI Focused Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
12.82%
Dekho, aaj hum do mutual funds ka comparison karne wale hain - SBI Focused Fund aur Kotak Mahindra Large Cap Fund. Sabse pehle, humein yeh pata chalna hoga ki ye dono funds kis category mein aate hain. SBI Focused Fund Multi Cap category mein aata hai, jabki Kotak Mahindra Large Cap Fund Large Cap category mein aata hai. Aaj humein yeh jaanna hoga ki 10+ saal ke liye SIP karne ke liye konsa fund achha hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Kotak Mahindra |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 635.60 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.32 |
| Sharpe Ratio | 0.88 | 0.56 |
| 1 Year Return (%) | 12.11% | -2.46% |
| 3 Year Return (%) | 18.13% | 12.82% |
| 5 Year Return (%) | 15.02% | 12.2% |
| Since Launch (%) | 15.63% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 16% |
🤖 AI Verdict – Which is Better?
Haan, humein yeh pata chalna hoga ki 3Y return, expense ratio, aur risk ke liye konsa fund better hai. Kotak Mahindra Large Cap Fund 3Y return ke liye 12.82% return deta hai, lekin expense ratio ke liye 1.36% hai. SBI Focused Fund 3Y return ke liye 18.13% return deta hai, lekin expense ratio ke liye 1.47% hai. Riskometer ke liye dono funds Very High hain. Toh, humein yeh pata chalna hoga ki konsa fund long-term wealth creation ke liye better hai. SBI Focused Fund 3Y return aur expense ratio ke liye better hai, lekin Kotak Mahindra Large Cap Fund sector risk ke liye zyada secure hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
Ek SIP ke liye 10+ saal ke liye konsa fund better hai? Hum SBI Focused Fund aur Kotak Mahindra Large Cap Fund ka comparison karne wale hain. SBI Focused Fund 5Y return ke liye 15.02% return deta hai, jabki Kotak Mahindra Large Cap Fund 5Y return ke liye 12.2% return deta hai. Ek SIP ke liye consistency aur return stability ke liye SBI Focused Fund better hai.
⚠️ Risk & Cost Analysis
Hum SBI Focused Fund aur Kotak Mahindra Large Cap Fund ka riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karne wale hain. SBI Focused Fund riskometer ke liye Very High hain, lekin volatility ke liye 13.25 hai, jabki Sharpe ratio ke liye 0.88 hai. Kotak Mahindra Large Cap Fund riskometer ke liye Very High hain, lekin volatility ke liye 11.32 hai, jabki Sharpe ratio ke liye 0.56 hai. Expense ratio ke liye SBI Focused Fund better hai. Toh, humein yeh pata chalna hoga ki konsa fund better risk-adjusted returns deta hai. SBI Focused Fund better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Hum SBI Focused Fund aur Kotak Mahindra Large Cap Fund ka asset allocation aur top holdings concentration ka comparison karne wale hain. SBI Focused Fund asset allocation ke liye Equity 76.29%, Foreign Equity 14.88%, Debenture 0.74%, aur T-Bills 0.16% hai. Kotak Mahindra Large Cap Fund asset allocation ke liye Equity 96.00% aur T-Bills 4.00% hai. Top holdings concentration ke liye SBI Focused Fund better hai. SBI Focused Fund alphabet Inc Class A, State Bank of India, aur ICICI Bank Ltd. ke top 3 holdings hain. Kotak Mahindra Large Cap Fund HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke top 3 holdings hain.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai k SBI Focused Fund 5Y return ke liye 15.02% return deta hai, jabki Kotak Mahindra Large Cap Fund 5Y return ke liye 12.2% return deta hai. Toh, SBI Focused Fund long run ke liye better fund hai.
Q2: Is the higher risk fund worth it?
Sach ye hai k SBI Focused Fund aur Kotak Mahindra Large Cap Fund dono high risk fund hain. Lekin, SBI Focused Fund volatility ke liye 13.25 hai, jabki Sharpe ratio ke liye 0.88 hai. Toh, SBI Focused Fund better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai k SBI Focused Fund expense ratio ke liye 1.47% hai, jabki Kotak Mahindra Large Cap Fund expense ratio ke liye 1.36% hai. Toh, Kotak Mahindra Large Cap Fund more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price