SBI Focused Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Dekho, aapke paas do fund hain, SBI Focused Fund aur JM Financial Large Cap Fund. Ye donon fund alag-alag categories mein hain. SBI Focused Fund Multi Cap category mein hai, jabki JM Financial Large Cap Fund Large Cap category mein hai. Aaj humein ye jaanna hai ki dono fundon ka comparison kaise karein aur aapko kis fund main investment karna chahiye.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | JM Financial |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 12.25 |
| Sharpe Ratio | 0.88 | 0.67 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 26% |
🤖 AI Verdict – Which is Better?
Chaliye, hum is baat par dhyan de rahe hain ki dono fundon ka 3Y return kya hai. SBI Focused Fund ka 3Y return 18.13% hai, jabki JM Financial Large Cap Fund ka 3Y return 14.7% hai. Lekin expense ratio bhi ek bada kadam hai. SBI Focused Fund ka expense ratio 1.47% hai, jabki JM Financial Large Cap Fund ka expense ratio 0.52% hai. Haan, risk bhi ek bada kadam hai. SBI Focused Fund ka riskometer Very High hai, jabki JM Financial Large Cap Fund ka riskometer bhi Very High hai. Lekin Sharpe ratio ka dekhein, SBI Focused Fund ka Sharpe ratio 0.88 hai, jabki JM Financial Large Cap Fund ka Sharpe ratio 0.67 hai. Sach ye hai, SBI Focused Fund aapke liye better fund hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
SIP Suitability ke liye hum dono fundon ka 1Y return, 3Y return, aur 5Y return dekhenge. SBI Focused Fund ka 1Y return 12.11%, 3Y return 18.13%, aur 5Y return 15.02% hai. Jabki JM Financial Large Cap Fund ka 1Y return -4.02%, 3Y return 14.7%, aur 5Y return 12.03% hai. Haan, expense ratio bhi ek bada kadam hai. SBI Focused Fund ka expense ratio 1.47% hai, jabki JM Financial Large Cap Fund ka expense ratio 0.52% hai. Lekin SBI Focused Fund ka 5Y return aur expense ratio dekhein, to ye fund aapke liye bahut hi suitable hai.
⚠️ Risk & Cost Analysis
Risk & Cost Analysis ke liye hum dono fundon ka riskometer, volatility, Sharpe ratio, aur expense ratio dekhenge. SBI Focused Fund ka riskometer Very High hai, jabki JM Financial Large Cap Fund ka riskometer bhi Very High hai. Lekin volatility ka dekhein, SBI Focused Fund ka volatility 13.25 hai, jabki JM Financial Large Cap Fund ka volatility 12.25 hai. Haan, Sharpe ratio ka dekhein, SBI Focused Fund ka Sharpe ratio 0.88 hai, jabki JM Financial Large Cap Fund ka Sharpe ratio 0.67 hai. Lekin expense ratio ka dekhein, SBI Focused Fund ka expense ratio 1.47% hai, jabki JM Financial Large Cap Fund ka expense ratio 0.52% hai. Sach ye hai, SBI Focused Fund aapke liye better fund hai.
📊 Portfolio Diversification
Portfolio Diversification ke liye hum dono fundon ka asset allocation aur top holdings concentration dekhenge. SBI Focused Fund ka asset allocation Equity 76.29%, Forgn. Eq 14.88%, Debenture 0.74%, aur T-Bills 0.16% hai. Jabki JM Financial Large Cap Fund ka asset allocation Equity 96.00%, T-Bills 4.00% hai. Haan, top holdings concentration ka dekhein, SBI Focused Fund ka top holdings Alphabet Inc Class A 11.14%, State Bank of India 6.96%, aur ICICI Bank Ltd. 6.59% hai. Jabki JM Financial Large Cap Fund ka top holdings HDFC Bank Ltd. 8.5%, ICICI Bank Ltd. 7.8%, aur Reliance Industries Ltd. 6.9% hai. Sach ye hai, SBI Focused Fund ka asset allocation aur top holdings concentration more diversified hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund ka 5Y return 15.02% hai, jabki JM Financial Large Cap Fund ka 5Y return 12.03% hai. Isliye SBI Focused Fund aapke liye better fund hai.
Q2: Is the higher risk fund worth it?
SBI Focused Fund ka Sharpe ratio 0.88 hai, jabki JM Financial Large Cap Fund ka Sharpe ratio 0.67 hai. Isliye SBI Focused Fund aapke liye better fund hai.
Q3: Which fund is more cost-effective?
SBI Focused Fund ka expense ratio 1.47% hai, jabki JM Financial Large Cap Fund ka expense ratio 0.52% hai. Isliye JM Financial Large Cap Fund aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price