SBI Focused Fund vs Invesco Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Dekho, aap donon funds ka category kuch alag hai. Fund A multi-cap fund hai, jabki Fund B large cap fund hai. Chaliye, aaj hum donon funds ka comparision karenge aur pata karenge ki aapko konsi fund mein invest karna hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BInvesco Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Invesco Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.08 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 12.43 |
| Sharpe Ratio | 0.88 | 0.66 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 27% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A 3Y return mein 18.13% ki average return di hai, jabki Fund B 14.7% ki average return di hai. Expense ratio me bhi Fund A 1.47% ki higher expense ratio hai. Riskometer bhi donon fund mein very high hai, lekin Fund A 13.25 ki higher volatility hai. Haan, Fund A kafi risky hai, lekin 3Y return mein bhi Fund A aage hai. Toh, hum Fund A ko long-term wealth creation ke liye better fund samjhte hain.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Invesco Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.08 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
SIP ke liye, consistency aur return stability ka dhyan rakhna chaahiye. Fund A ki 1Y return -4.02% hai, jabki Fund B ki 14.7% hai. Lekin 3Y return mein Fund A aage hai. Haan, Fund A ki consistency better hai, lekin Fund B ki return stability bhi acchi hai. Toh, SIP ke liye Fund A better hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke liye, Fund A ki very high riskometer hai aur 13.25 ki higher volatility hai. Sharpe ratio mein Fund A 0.88 ki better Sharpe ratio hai, jabki Fund B ke Sharpe ratio 0.66 hai. Expense ratio mein Fund A 1.47% ki higher expense ratio hai. Toh, Fund A risk-adjusted returns mein better hai. Haan, Fund A kafi risky hai, lekin risk-adjusted returns mein bhi Fund A aage hai.
📊 Portfolio Diversification
Asset allocation ke liye, Fund A ki asset allocation mein equity 76.29%, forign eq 14.88%, debenture 0.74% aur T-Bills 0.16% hai. Fund B ki asset allocation mein equity 96.00% aur T-Bills 4.00% hai. Top holdings mein Fund A mein Alphabet Inc Class A 11.14%, State Bank of India 6.96% aur ICICI Bank Ltd 6.59% hain. Fund B mein HDFC Bank Ltd 8.5%, ICICI Bank Ltd 7.8% aur Reliance Industries Ltd 6.9% hain. Haan, Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Invesco Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 15.02% hai, jabki Fund B ki 12.03% hai. Toh, Fund A long run mein better returns dene wala fund hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A higher risk hai, lekin Sharpe ratio 0.88 ki better Sharpe ratio hai. Volatility mein bhi Fund A 13.25 ki higher volatility hai, lekin risk-adjusted returns mein bhi Fund A aage hai. Toh, Fund A kafi risky hai, lekin risk-adjusted returns mein bhi better hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ki expense ratio 0.52% ki lower expense ratio hai. Toh, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price