SBI Focused Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
15.42%
Aaj hum do alag-alag category ke funds ke beech ki comparison karne ja rahe hain - SBI Focused Fund aur ICICI Prudential Small Cap Fund. Ye dono fund very high riskometer ke hain lekin inke expense ratio aur return ke beech me kya farq hai, iske bare me hum jaanenge.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 432.21 | 96.92 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 17.48 |
| Sharpe Ratio | 0.88 | 0.51 |
| 1 Year Return (%) | 12.11% | 1.68% |
| 3 Year Return (%) | 18.13% | 15.42% |
| 5 Year Return (%) | 15.02% | 17.22% |
| Since Launch (%) | 15.63% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 45% | 21% |
🤖 AI Verdict – Which is Better?
Sach ye hai, jahan se 3Y return, expense ratio, aur risk ke bare me dekha jaata hai, wahan par SBI Focused Fund acha lagta hai. Iska 3Y return 18.13% hai, expense ratio 1.47% hai, aur riskometer bhi very high hai. Lekin ICICI Prudential Small Cap Fund ka 5Y return bhi 17.22% hai, lekin expense ratio 0.82% hai. Haan, both funds ki comparison ek dusre se achi hai, lekin SBI Focused Fund ka 3Y return aur expense ratio ke beech me lagbhag sawal nahi hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
Agar aap 10+ saal ke liye monthly SIP ka plan karte hain, to SBI Focused Fund acha lagta hai. Iska 3Y return aur 5Y return bahut achha hai, aur expense ratio bhi kam hai. ICICI Prudential Small Cap Fund ka 1Y return kam hai, lekin 5Y return thoda bada hai, lekin expense ratio aur riskometer aur bhi zyada hai. Dekho, koi bhi fund 10+ saal ke liye monthly SIP ke liye acha hai, lekin SBI Focused Fund ka stability aur return ke beech me thoda sa balance hai.
⚠️ Risk & Cost Analysis
Sach ye hai, jahan se riskometer, volatility, Sharpe ratio, aur expense ratio ke bare me dekha jaata hai, wahan par SBI Focused Fund acha lagta hai. Iska riskometer very high hai, lekin Sharpe ratio aur volatility bhi kam hai. ICICI Prudential Small Cap Fund ka riskometer bhi very high hai, lekin Sharpe ratio aur volatility bhi zyada hai. Dekho, SBI Focused Fund ka riskometer aur Sharpe ratio ke beech me balance hai, aur volatility bhi kam hai.
📊 Portfolio Diversification
Agar aap asset allocation aur top holdings concentration ke bare me dekhte hain, to SBI Focused Fund acha lagta hai. Iska asset allocation bahut diversified hai, aur top holdings concentration bhi kam hai. ICICI Prudential Small Cap Fund ka asset allocation zyada focused hai, aur top holdings concentration bhi zyada hai. Dekho, SBI Focused Fund ka portfolio more diversified hai, aur sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund ka 5Y return 15.02% hai, jiska 3Y return bhi 18.13% hai. ICICI Prudential Small Cap Fund ka 5Y return 17.22% hai, lekin 3Y return 15.42% hai. Haan, long run ke liye SBI Focused Fund acha lagta hai.
Q2: Is the higher risk fund worth it?
ICICI Prudential Small Cap Fund ka riskometer aur volatility zyada hai, lekin Sharpe ratio kam hai. SBI Focused Fund ka riskometer aur Sharpe ratio aur bhi achha hai. Dekho, higher risk fund ke liye koi guarantee nahi hai, lekin SBI Focused Fund ka risk-adjusted return aur bhi achha hai.
Q3: Which fund is more cost-effective?
SBI Focused Fund ka expense ratio 1.47% hai, jiska ICICI Prudential Small Cap Fund ka expense ratio 0.82% hai. Haan, ICICI Prudential Small Cap Fund ka expense ratio aur bhi kam hai, aur isse aapko zyada paise bachenge.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price