SBI Focused Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
20.43%
Ye do dono funds Multi Cap Category me hain. Ye pustak me hum SBI Focused Fund aur ICICI Prudential Multi Cap Fund ki tulna karenge. Dekho, kya dono mein se koi ek fund long-term wealth creation ke liye better hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 432.21 | 934.98 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 13.2 |
| Sharpe Ratio | 0.88 | 1.06 |
| 1 Year Return (%) | 12.11% | 6.9% |
| 3 Year Return (%) | 18.13% | 20.43% |
| 5 Year Return (%) | 15.02% | 17.37% |
| Since Launch (%) | 15.63% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.97% |
| Portfolio Turnover | 45% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term return ke liye, Fund A (SBI Focused Fund) ka 3Y return Fund B (ICICI Prudential Multi Cap Fund) se 2.7% adhik hai. Lekin, expense ratio ke mukabla, Fund B 27 paisa adhik mahanga hai. Chaliye, hum dekhenge, kya Fund A ki bahut high risk fund hai ya phir Fund B. Haan, Fund A ki riskometer bhi dono fundon ka samaan hai lekin sharpe ratio ke liye, Fund B 18 points kam hai. To, humara verdict hai, Fund B is better for long-term wealth creation.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye, hum dekhenge ki Fund A ya Fund B better hai. Fund A ka consistency 5Y return ke liye 15% hai aur Fund B ka consistency 17.37% hai. Dekho, Fund B ka consistency Fund A se 2.37% adhik hai. Haan, Fund A ka monthly SIP 10+ saal ke liye better hai lekin Fund B ka long-term return stable hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, sharpe ratio, expense ratio aur volatility ka mukabla karte hain. Haan, Fund B ki riskometer aur volatility Fund A se kam hai. Lekin, sharpe ratio ke mukabla, Fund A ki risk-adjusted return Fund B se 18 points adhik hai. To, Fund A ki risk-adjusted return better hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka mukabla karte hain. Haan, Fund A ka asset allocation Equity 76.29% hai aur Foreign Equity 14.88%. Lekin, Fund B ka asset allocation Equity 97.97% hai. Dekho, Fund B ka asset allocation Fund A se 21.68% adhik hai. Haan, Fund A ka sector risk Fund B se kam hai lekin Fund B ka top holdings concentration high hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B (ICICI Prudential Multi Cap Fund) ka 5Y return 17.37% hai aur Fund A (SBI Focused Fund) ka 5Y return 15.02% hai. To, Fund B gives better returns in the long run.
Q2: Is the higher risk fund worth it?
Fund A (SBI Focused Fund) ki volatility 13.25 hai aur Fund B (ICICI Prudential Multi Cap Fund) ki volatility 13.2 hai. Haan, Fund A ki sharpe ratio 0.88 hai aur Fund B ki sharpe ratio 1.06 hai. To, Fund B ki risk-adjusted return better hai aur higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
Fund A (SBI Focused Fund) ka expense ratio 1.47% hai aur Fund B (ICICI Prudential Multi Cap Fund) ka expense ratio 1.74% hai. Haan, Fund A ka expense ratio Fund B se 27 paisa kam hai. To, Fund A is more cost-effective.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price