SBI Focused Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
20.43%
Chaliye, aap dono fundon ka ek compare karte hain. SBI Focused Fund aur ICICI Prudential Multi Cap Fund dono hi Multi Cap category mein hain, lekin inme kuch khaas baatein hain. Aap yaha jaante hain ki kis fund mein investment karna hai aur kya features hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 432.21 | 934.98 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.99% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 13.45 |
| Sharpe Ratio | 0.88 | 1.04 |
| 1 Year Return (%) | 12.11% | 6.9% |
| 3 Year Return (%) | 18.13% | 20.43% |
| 5 Year Return (%) | 15.02% | 17.37% |
| Since Launch (%) | 15.63% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.97% |
| Portfolio Turnover | 45% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, 3Y return aur expense ratio ke hisaab se SBI Focused Fund thoda better hai. Yeh fund 18.13% ka return detaa hai, jabki ICICI Prudential Multi Cap Fund 20.43% ka return detaa hai, lekin yeh expense ratio 0.99% hota hai, jo SBI Focused Fund ki 1.47% se kam hai. Haan, yeh fund riskometer Very High hota hai, lekin yeh risk-adjusted returns offer karta hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 0.99%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.04
📈 SIP Suitability
SIP ke liye SBI Focused Fund thoda better hai. Yeh fund consistent returns offer karta hai, aur 5Y return 15.02% hai, jo ICICI Prudential Multi Cap Fund ki 17.37% se kam hai. Lekin, yeh fund asset allocation mein ek chhota portion T-Bills mein hota hai, jo SIP investment ke liye better hai.
⚠️ Risk & Cost Analysis
SBI Focused Fund aur ICICI Prudential Multi Cap Fund dono hi riskometer Very High hota hai, lekin yeh fund volatility mein 13.45% hota hai, jo SBI Focused Fund ki 13.25% se zyada hai. Lekin, yeh fund Sharpe ratio mein 0.88 hota hai, jo ICICI Prudential Multi Cap Fund ki 1.04 se kam hai. Expense ratio ke hisaab se ICICI Prudential Multi Cap Fund 0.99% hota hai, jo SBI Focused Fund ki 1.47% se kam hai.
📊 Portfolio Diversification
SBI Focused Fund asset allocation mein Equity 76.29% hota hai, jiska ek chhota portion Foreign Eq mein hota hai. ICICI Prudential Multi Cap Fund asset allocation mein Equity 97.97% hota hai, jiska ek chhota portion Debenture mein hota hai. Dekho, SBI Focused Fund portfolio mein ek chhota portion T-Bills mein hota hai, jo asset allocation ke liye better hai. Lekin, ICICI Prudential Multi Cap Fund portfolio mein ek chhota portion BSE Ltd. aur Ultratech Cement Ltd. mein hota hai, jo sector risk hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
ICICI Prudential Multi Cap Fund 5Y return mein 17.37% ka return detaa hai, jo SBI Focused Fund ki 15.02% se zyada hai. Lekin, 3Y return ke hisaab se SBI Focused Fund 18.13% ka return detaa hai, jo ICICI Prudential Multi Cap Fund ki 20.43% se kam hai. Haan, yeh fund asset allocation ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, yeh fund volatility mein 13.45% hota hai, jo SBI Focused Fund ki 13.25% se zyada hai. Lekin, Sharpe ratio mein yeh fund 1.04 hota hai, jo SBI Focused Fund ki 0.88 se zyada hai. Yeh fund asset allocation ke liye better hai, lekin risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
ICICI Prudential Multi Cap Fund expense ratio mein 0.99% hota hai, jo SBI Focused Fund ki 1.47% se kam hai. Lekin, yeh fund asset allocation ke liye better hai, lekin risk-adjusted returns offer karta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price