SBI Focused Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.81%
Ab aapke paas do alag fund hain, SBI Focused Fund aur ICICI Prudential Large Cap Fund. Ye donon fund alag-alag category mein hain, SBI Focused Fund Multi Cap category mein hain jabki ICICI Prudential Large Cap Fund Large Cap category mein hain. Aaj hum aapko batayenge ki ye donon fund aapke paas kya offer karte hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | ICICI Prudential |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 117.10 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.43 |
| Sharpe Ratio | 0.88 | 0.73 |
| 1 Year Return (%) | 12.11% | -2.39% |
| 3 Year Return (%) | 18.13% | 14.81% |
| 5 Year Return (%) | 15.02% | 14.18% |
| Since Launch (%) | 15.63% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 17% |
🤖 AI Verdict – Which is Better?
Haan, humein ye pata hai ki long term wealth creation ke liye 3Y return, expense ratio aur risk ka bahut bada role hota hai. Dekho, SBI Focused Fund ka 3Y return 18.13% hai, jo ki ICICI Prudential Large Cap Fund ka 14.81% se bahut adhik hai. Lekin expense ratio ka maamla hai, ICICI Prudential Large Cap Fund ka expense ratio SBI Focused Fund ka 1.47% se kam hai, 0.52%. Chaliye, hum SBI Focused Fund ko better fund ke roop mein kahte hain.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP ke liye, humein consistency aur return stability ka dhyaan rakhna hota hai. Dekho, SBI Focused Fund ka 1Y return -2.39% hai, jo ki ICICI Prudential Large Cap Fund ka 12.11% se kam hai. Lekin 3Y return aur 5Y return ka maamla hai, SBI Focused Fund ka 18.13% aur 15.02% hai, jo ki ICICI Prudential Large Cap Fund ka 14.81% aur 14.18% se adhik hai. Chaliye, SBI Focused Fund SIP ke liye adhik suitable hai.
⚠️ Risk & Cost Analysis
Ab riskometer, volatility, Sharpe ratio aur expense ratio ka maamla hai. Dekho, SBI Focused Fund ka riskometer very high hai, lekin ICICI Prudential Large Cap Fund ka bhi riskometer very high hai. Volatility ka maamla hai, SBI Focused Fund ka volatility 13.25 hai, jo ki ICICI Prudential Large Cap Fund ka 11.43 se adhik hai. Sharpe ratio ka maamla hai, SBI Focused Fund ka Sharpe ratio ICICI Prudential Large Cap Fund ka 0.73 se adhik hai, 0.88. Expense ratio ka maamla hai, ICICI Prudential Large Cap Fund ka expense ratio SBI Focused Fund ka 1.47% se kam hai, 0.52%. Chaliye, SBI Focused Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Ab asset allocation aur top holdings concentration ka maamla hai. Dekho, SBI Focused Fund ka asset allocation equity mein 76.29% hai, jismein forgn. eq 14.88% hai. ICICI Prudential Large Cap Fund ka asset allocation bhi equity mein 96.00% hai, jismein T-Bills 4.00% hai. Top holdings concentration ka maamla hai, SBI Focused Fund ka top 3 holdings alphabet inc class a, state bank of india aur ICICI bank ltd. hain. ICICI Prudential Large Cap Fund ka top 3 holdings HDFC bank ltd., ICICI bank ltd., aur Reliance industries ltd. hain. Chaliye, SBI Focused Fund more diversified portfolio offer karta hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki SBI Focused Fund ka 5Y return aur 3Y return adhik hai, 15.02% aur 18.13%. Isliye, SBI Focused Fund long term mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Sach ye hai ki SBI Focused Fund ka riskometer very high hai, lekin uska Sharpe ratio ICICI Prudential Large Cap Fund ka 0.73 se adhik hai, 0.88. Isliye, SBI Focused Fund ke vyaktigat risk ko lekar sochna chahiye.
Q3: Which fund is more cost-effective?
Sach ye hai ki ICICI Prudential Large Cap Fund ka expense ratio SBI Focused Fund ka 1.47% se kam hai, 0.52%. Isliye, ICICI Prudential Large Cap Fund cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price