SBI Focused Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Dekho, investors! Aaj hum apne do fundon ke beech ek comparison karne ja rahe hain - SBI Focused Fund aur HSBC Mutual Fund Large Cap Fund. Ye donon fund multi-cap aur large-cap category mein aate hain. Chaliye, yeh jaanne ke liye ki kis fund mein long-term wealth creation ke liye better options hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HSBC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 11.46 |
| Sharpe Ratio | 0.88 | 0.72 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 18% |
🤖 AI Verdict – Which is Better?
Haan, yeh to clear hai ki Fund A - SBI Focused Fund better hai long-term wealth creation ke liye. Iske 3Y return 18.13% hai, jo Fund B ki 14.7% se behtar hai. Lekin, expense ratio bhi ek factor hai. Fund A ka expense ratio 1.47% hai, jo Fund B ka 0.52% se adhik hai. Riskometer mein bhi Fund A ka risk very high hai, lekin Sharpe ratio bhi behtar hai, jiski wajah se yeh risk better returns ke liye worth hai. To, Fund A hi better hai long-term wealth creation ke liye.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
dekho, SIP ke liye Fund A better hai. Iske 3Y return aur 5Y return ki stability Fund B se behtar hai. Lekin, Fund B ka expense ratio adhik kam hai. Isliye, Fund B bhi ek achha option hai SIP ke liye, lekin Fund A ki consistency aur return stability ke liye yeh behtar hai.
⚠️ Risk & Cost Analysis
Chaliye, riskometer mein dikhayi gayi hai ki donon fundon ka risk very high hai. Lekin, volatility mein Fund A ki 13.25% adhik hai Fund B ki 11.46% se. Sharpe ratio mein bhi Fund A ki 0.88 behtar hai Fund B ki 0.72 se. Isliye, risk-adjusted returns ke liye Fund A better hai. Expense ratio mein bhi Fund A ka 1.47% Fund B ka 0.52% se adhik hai.
📊 Portfolio Diversification
dekho, asset allocation mein Fund A ka portfolio diversified hai, lekin Fund B ka portfolio large-cap mein koncentrated hai. Fund A mein Alphabet Inc Class A, State Bank of India aur ICICI Bank Ltd. ki shayad hoti hai, jiski wajah se yeh portfolio diversified hai. Fund B mein HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. ki shayad hoti hai. Isliye, Fund A ka portfolio diversified hai aur sector risk ke liye behtar hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund A ki 5Y return 15.02% hai, jo Fund B ki 12.03% se behtar hai. Isliye, Fund A long-term wealth creation ke liye better hai.
Q2: Is the higher risk fund worth it?
Haan, higher risk fund worth hai if risk-adjusted returns ki shuruaat karega. Fund A ki volatility 13.25% hai, jo Fund B ki 11.46% se adhik hai, lekin Sharpe ratio mein Fund A ki 0.88 Fund B ki 0.72 se behtar hai. Isliye, Fund A ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Chaliye, expense ratio mein Fund B ka 0.52% Fund A ka 1.47% se kam hai. Isliye, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price