SBI Focused Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
11.02%
Aaj hum do funds ke beech mein compare karenge - SBI Focused Fund aur HDFC Top 100 Fund. Ye dono fund multi cap aur large cap category mein aate hain. Hum aapko bataeinge ki kis fund mein long-term wealth creation ke liye investment karna chahiye.
[VERDICT]| Parameter | ASBI Focused Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 11.21 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 13.06 |
| Sharpe Ratio | 0.88 | 0.35 |
| 1 Year Return (%) | 12.11% | -2.86% |
| 3 Year Return (%) | 18.13% | 11.02% |
| 5 Year Return (%) | 15.02% | 10.33% |
| Since Launch (%) | 15.63% | 4.79% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 25 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 33% |
🤖 AI Verdict – Which is Better?
Sach ye hai ki HDFC Top 100 Fund 3Y return mein aage hai, lekin expense ratio aur riskometer ke liye ham SBI Focused Fund ko aage rakhenge. Long-term wealth creation ke liye, SBI Focused Fund aapke liye better option hai.
[SIP_SUITABILITY]Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider HDFC Top 100 Fund?
- Expense ratio: 1.52%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
SIP ke liye, hum SBI Focused Fund ko aage rakhenge. Is fund ne 5Y return mein aage kiya hai aur iska expense ratio thoda kam hai. Is fund mein SIP karne se aapko long-term wealth creation ke liye better returns milein honge.
[RISK_COST]⚠️ Risk & Cost Analysis
SBI Focused Fund aur HDFC Top 100 Fund dono hi very high riskometer mein aate hain, lekin Volatility aur Sharpe ratio ke hisab se SBI Focused Fund better hai. Is fund ka expense ratio bhi thoda kam hai, jisse aapke paiso ko extra cost nahi hoga.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
SBI Focused Fund mein asset allocation better hai, kyunki isme equity, forgn. eq, debenture, aur T-Bills sabhi ke liye jagah hai. HDFC Top 100 Fund mein asset allocation thoda kam hai, kyunki isme only equity aur T-Bills ke liye jagah hai.
[FAQ]SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki SBI Focused Fund ka 5Y return HDFC Top 100 Fund se aage hai. Isliye, SBI Focused Fund aapke liye long run mein better returns denewala hai.
Q2: Is the higher risk fund worth it?
Sach ye hai ki SBI Focused Fund aur HDFC Top 100 Fund dono hi high risk mein aate hain, lekin SBI Focused Fund ka Sharpe ratio HDFC Top 100 Fund se aage hai. Isliye, SBI Focused Fund aapke liye better risk-adjusted returns denewala hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki SBI Focused Fund ka expense ratio HDFC Top 100 Fund se thoda kam hai. Isliye, SBI Focused Fund aapke liye cost-effective hoga.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price