SBI Focused Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
15.78%
dekho, aapke paas do funds hain jinko aap invest kar sakte hain - SBI Focused Fund aur HDFC Small Cap Fund. Ye dono funds very high riskometer ke sath aaye hain, lekin fund b Category aur performance ke hisaab se alag hain. Aaj hum aapko batayenge ki ye do funds aapke liye kya offer karte hain aur kis fund ki aapko invest karne ki zaroorat hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Small Cap |
| NAV (₹) | 432.21 | 152.64 |
| AUM (₹ Cr) | 4.60 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 16.9 |
| Sharpe Ratio | 0.88 | 0.55 |
| 1 Year Return (%) | 12.11% | 0.2% |
| 3 Year Return (%) | 18.13% | 15.78% |
| 5 Year Return (%) | 15.02% | 18.08% |
| Since Launch (%) | 15.63% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Smallcap 250 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 90.45% |
| Portfolio Turnover | 45% | 6% |
🤖 AI Verdict – Which is Better?
haan, SBI Focused Fund aur HDFC Small Cap Fund dono hi very high riskometer ke sath aaye hain, lekin fund b Category aur performance ke hisaab se SBI Focused Fund achha lagta hai. Iska 3Y return 18.13% hai, lekin expense ratio 1.47% bhi hai. HDFC Small Cap Fund ka 3Y return 15.78% hai, lekin expense ratio 0.73% hai. Dekho, SBI Focused Fund ka 5Y return 15.02% hai, jo HDFC Small Cap Fund ka 5Y return 18.08% se kam hai. lekin expense ratio ke hisaab se SBI Focused Fund better hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
SIP ka maqsad long-term wealth creation hai. Dekho, SBI Focused Fund ka 3Y return 18.13% hai, jo HDFC Small Cap Fund ka 3Y return 15.78% se jyada hai. Lekin HDFC Small Cap Fund ka expense ratio 0.73% hai, jo SBI Focused Fund ka expense ratio 1.47% se kam hai. Chaliye, SIP ke hisaab se HDFC Small Cap Fund achha lagta hai, lekin SBI Focused Fund ka 5Y return jyada hai.
⚠️ Risk & Cost Analysis
dekho, SBI Focused Fund aur HDFC Small Cap Fund dono hi very high riskometer ke sath aaye hain, lekin volatility ke hisaab se HDFC Small Cap Fund jyada riski hai. Sharpe ratio ke hisaab se SBI Focused Fund achha hai. Expense ratio ke hisaab se HDFC Small Cap Fund jyada cost-effective hai. lekin overall risk-adjusted returns ke hisaab se SBI Focused Fund better hai.
📊 Portfolio Diversification
SBI Focused Fund ka asset allocation Equity mein 76.29% hai, Forgn. Eq mein 14.88%, Debenture mein 0.74%, aur T-Bills mein 0.16%. HDFC Small Cap Fund ka asset allocation Equity mein 90.45% hai. Dekho, SBI Focused Fund ka asset allocation jyada diversified hai, lekin HDFC Small Cap Fund ka asset allocation jyada concentrated hai. Sector risk ke hisaab se HDFC Small Cap Fund jyada riski hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund ka 5Y return 15.02% hai, jo HDFC Small Cap Fund ka 5Y return 18.08% se kam hai, lekin HDFC Small Cap Fund ka expense ratio 0.73% hai, jo SBI Focused Fund ka expense ratio 1.47% se kam hai. Isliye, SIP ke hisaab se HDFC Small Cap Fund achha lagta hai, lekin SBI Focused Fund ka 5Y return jyada hai.
Q2: Is the higher risk fund worth it?
HDFC Small Cap Fund ka volatility 16.9 hai, jo SBI Focused Fund ka volatility 13.25 se jyada hai. Sharpe ratio ke hisaab se SBI Focused Fund achha hai. Isliye, HDFC Small Cap Fund ka higher risk fund worth nahi hai.
Q3: Which fund is more cost-effective?
HDFC Small Cap Fund ka expense ratio 0.73% hai, jo SBI Focused Fund ka expense ratio 1.47% se kam hai. Isliye, HDFC Small Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price