SBI Focused Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
7.4%
Agar aapke paas do options hain, to kya aap unhein compare karne ke liye kaise sochte hain? Aaj hum SBI Focused Fund aur HDFC Infra Fund ko compare karne ke liye ek journey par chale hain. Ye do funds Indian investors ke liye kisi bhi shakht aur vikalp se behtar hain, lekin inmein se koi bhi aapke liye behtar hai, yeh humein dekhne hain.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | HDFC Mutual Fund |
| Category | Multi Cap | Thematic |
| NAV (₹) | 432.21 | 33.77 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 13.25 | 14.88 |
| Sharpe Ratio | 0.88 | 0.06 |
| 1 Year Return (%) | 12.11% | 6.36% |
| 3 Year Return (%) | 18.13% | 7.4% |
| 5 Year Return (%) | 15.02% | 6.49% |
| Since Launch (%) | 15.63% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty Infrastructure TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 45% | 35% |
🤖 AI Verdict – Which is Better?
Haan, fund B (HDFC Infra Fund) long-term wealth creation ke liye better hai. Iski 3Y return 7.4% hai, jo fund A (SBI Focused Fund) ki 3Y return (18.13%) se thoda kam hai. Lekin expense ratio mein fund B bahut kam hai, just 0.5%. Iske alawa, fund B ka riskometer moderate hai, jisse aapko kuchh risk milta hai, lekin fund A ka riskometer very high hai, jisse aapko bahut saari risk mil sakti hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye fund A (SBI Focused Fund) better hai. Iski 5Y return 15.02% hai, jo fund B ki 5Y return (6.49%) se kai baar zyada hai. Lekin fund A ki expense ratio 1.47% hai, jo fund B ki expense ratio (0.5%) se zyada hai. Haan, fund A ki consistency aur return stability fund B kee tulna mein kafi achhi hai.
⚠️ Risk & Cost Analysis
Haan, riskometer aur volatility dono mein fund A (SBI Focused Fund) zyada hai. Fund A ka riskometer very high hai aur volatility 13.25 hai, jabki fund B ka riskometer moderate hai aur volatility 14.88 hai. Lekin fund B ka Sharpe ratio 0.06 hai, jo fund A ka Sharpe ratio (0.88) se kai baar kam hai. Haan, fund B ka expense ratio fund A kee tulna mein kafi kam hai.
📊 Portfolio Diversification
Haan, asset allocation mein fund B (HDFC Infra Fund) better hai. Fund B ki asset allocation mein 95% equity hai, jabki fund A ki asset allocation mein 76% equity hai. Lekin fund A ki asset allocation mein forgn. Eq aur Debenture bhi hai, jabki fund B ki asset allocation mein koi bhi aur asset class nahi hai. Haan, fund A ki top holdings mein Alphabet Inc Class A, State Bank of India aur ICICI Bank Ltd hai, jabki fund B ki top holdings mein HDFC Bank Ltd, ICICI Bank Ltd aur Larsen & Toubro Ltd hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, fund A (SBI Focused Fund) ki 5Y return 15.02% hai, jo fund B (HDFC Infra Fund) ki 5Y return (6.49%) se kai baar zyada hai.
Q2: Is the higher risk fund worth it?
Haan, fund A (SBI Focused Fund) ki volatility 13.25 hai, jo fund B (HDFC Infra Fund) ki volatility (14.88) se kam hai. Iske alawa, fund A ka Sharpe ratio 0.88 hai, jo fund B ka Sharpe ratio (0.06) se zyada hai.
Q3: Which fund is more cost-effective?
Haan, fund B (HDFC Infra Fund) ki expense ratio 0.5% hai, jo fund A (SBI Focused Fund) ki expense ratio (1.47%) se zyada kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price