SBI Focused Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
20.86%
Chaliye dekho, hum aaj do mutual funds ke beech ka comparison karenge. Fund A hai SBI Focused Fund Direct Plan Growth aur Fund B hai Groww Mutual Fund Multi Cap Fund Regular Plan Growth. Dono fund Multi Cap Category mein hain. Aap jaante hain ki is comparison se aapko pata chalega ki kis fund mein investment karna hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Groww Mutual Fund |
| Category | Multi Cap | Multi Cap |
| NAV (₹) | 432.21 | 19.01 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 1.47% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 12.95 |
| Sharpe Ratio | 0.88 | 1.11 |
| 1 Year Return (%) | 12.11% | 5.23% |
| 3 Year Return (%) | 18.13% | 20.86% |
| 5 Year Return (%) | 15.02% | 0.27% |
| Since Launch (%) | 15.63% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 45% | 26% |
🤖 AI Verdict – Which is Better?
Hum aapko batate hain ki Fund B Groww Mutual Fund Multi Cap Fund Regular Plan Growth bhi acha hai, lekin Fund A ki 3Y return aur expense ratio ki comparison ke baad humko lagta hai ki Fund B better hai. Haan, yeh fund long-term wealth creation ke liye acha hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
SIP ke liye Fund A accha hai, kyunki yeh fund consistency aur return stability mein bhi acha hai. Fund A ki 3Y return 18.13% hai, jiska arth hai ki yeh fund long-term mein acha return de sakta hai. Haan, yeh fund SIP ke liye accha hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karke hum pate hain ki Fund A mein risk-adjusted return ke liye better hai. Fund A ki riskometer Very High hai, lekin yeh fund Sharpe ratio 0.88 se bhi accha hai. Haan, yeh fund cost ke liye bhi acha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ka comparison karke hum pate hain ki Fund A mein portfolio diversification ke liye better hai. Fund A ki asset allocation mein Equity 76.29% hai, jiska arth hai ki yeh fund diversified hai. Haan, yeh fund sector risk mein bhi acha hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 15.02% hai, jiska arth hai ki yeh fund long-term mein acha return de sakta hai. Haan, yeh fund 3Y return 18.13% se bhi accha hai.
Q2: Is the higher risk fund worth it?
Fund A ki volatility 13.25 hai, jiska arth hai ki yeh fund riski hai. Lekin yeh fund Sharpe ratio 0.88 se bhi accha hai. Haan, yeh fund cost ke liye bhi acha hai.
Q3: Which fund is more cost-effective?
Fund A ki expense ratio 1.47% hai, jiska arth hai ki yeh fund cost-effective hai. Haan, yeh fund exit load mein bhi acha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price