SBI Focused Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Ab aapke paas do mutual funds hain, Fund A aur Fund B. Fund A multi-cap fund hai aur Fund B large cap fund hai. Ye do fund aapko long-term wealth creation ke liye ek sahi vikalp sambhal sakte hain. Aaj hum aapko Fund A aur Fund B ke beech ka comparison karenge aur dekhein ki kis fund mein aapko investment karna chahiye.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Groww Mutual Fund |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 13.05 |
| Sharpe Ratio | 0.88 | 0.63 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 33% |
🤖 AI Verdict – Which is Better?
Chaliye hum dekhte hain ki Fund A aur Fund B mein se kis fund mein aapko long-term wealth creation ke liye investment karna chahiye. Fund A ka 3Y return 18.13% hai, jo ki Fund B ka 3Y return (14.7%) se zyada hai. Sath hi, Fund A ka expense ratio 1.47% hai, jo ki Fund B ka expense ratio (0.52%) se adhik hai. Riskometer ke hisab se, dono fund very high risk wale hain. Lekin Fund A ka Sharpe ratio 0.88 hai, jo ki Fund B ka Sharpe ratio (0.63%) se zyada hai. Haan, Fund A ka riskometer bhi Fund B ke saman hai. Lekin overall, Fund A mein aapko long-term wealth creation ke liye investment karna chahiye.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Ab hum dekhte hain ki Fund A aur Fund B mein se kis fund mein aapko monthly SIP ke liye investment karna chahiye. Fund A ka 3Y return stable hai aur fund ki asset allocation bhi balanced hai. Fund B ka 1Y return negative hai, lekin 3Y return stable hai. Lekin Fund B ka expense ratio Fund A ka expense ratio se kam hai. Haan, Fund B ka asset allocation bhi Fund A ke saman hai. Lekin overall, Fund A mein aapko monthly SIP ke liye investment karna chahiye.
⚠️ Risk & Cost Analysis
Ab hum dekhte hain ki Fund A aur Fund B mein se kis fund mein aapko risk-adjusted returns ke liye investment karna chahiye. Fund A ka riskometer very high hai, lekin Fund B ka riskometer bhi very high hai. Lekin Fund A ka Sharpe ratio Fund B ka Sharpe ratio se zyada hai. Sath hi, Fund A ka expense ratio Fund B ka expense ratio se adhik hai. Lekin overall, Fund A mein aapko risk-adjusted returns ke liye investment karna chahiye.
📊 Portfolio Diversification
Ab hum dekhte hain ki Fund A aur Fund B mein se kis fund mein aapko portfolio diversification ke liye investment karna chahiye. Fund A ka asset allocation balanced hai aur fund ki top holdings concentration bhi kam hai. Fund B ka asset allocation bhi balanced hai, lekin fund ki top holdings concentration Fund A ki top holdings concentration se zyada hai. Haan, Fund B ka sector risk Fund A ka sector risk se adhik hai. Lekin overall, Fund A mein aapko portfolio diversification ke liye investment karna chahiye.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 15.02% hai, jo ki Fund B ka 5Y return (12.03%) se zyada hai. Isliye, Fund A mein aapko long-term wealth creation ke liye investment karna chahiye.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer very high hai, lekin Fund A ka Sharpe ratio Fund B ka Sharpe ratio se zyada hai. Isliye, Fund A mein aapko investment karna chahiye.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio Fund A ka expense ratio se kam hai. Isliye, Fund B mein aapko investment karna chahiye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price