SBI Focused Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.7%
Today, ve hamesha ke liye invest karna chahte hain, lekin yeh sochne se bhi dar jata hai ki kis fund mein invest karna chahiye. Ye do funds, SBI Focused Fund aur Franklin Templeton Large Cap Fund, dono category mein aate hain aur aaj hum unke beech ka comparison karenge. Dekho kya fund aapke liye better hai.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Franklin Templeton |
| Category | Multi Cap | Large Cap |
| NAV (₹) | 432.21 | 497.22 |
| AUM (₹ Cr) | 4.60 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 12.76 |
| Sharpe Ratio | 0.88 | 0.64 |
| 1 Year Return (%) | 12.11% | -4.02% |
| 3 Year Return (%) | 18.13% | 14.7% |
| 5 Year Return (%) | 15.02% | 12.03% |
| Since Launch (%) | 15.63% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 45% | 31% |
🤖 AI Verdict – Which is Better?
Is pehle, hamne dekha hai ki both funds Very High riskometer par aate hain. Lekin, jis fund mein 3Y return high hai, usi fund mein hum invest karenge. SBI Focused Fund ka 3Y return 18.13% hai, jiska average 5Y return 15.02% hai. Haan, expense ratio bhi kam hai 1.47% only. Dekho, yeh fund aapke liye long-term wealth creation ke liye better hai.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Ab, hum SBI Focused Fund aur Franklin Templeton Large Cap Fund ke beech SIP suitability ka comparison karenge. Franklin Templeton Large Cap Fund ka consistency high hai, lekin SBI Focused Fund ka return stability bhi kamal hai. Agar aap 10+ years ke liye monthly SIP karna chahte hain, to SBI Focused Fund aapke liye better hai.
⚠️ Risk & Cost Analysis
Ab, hum riskometer, volatility aur expense ratio ke beech ka comparison karenge. Franklin Templeton Large Cap Fund ka riskometer aur volatility high hai. Lekin, SBI Focused Fund ka expense ratio kam hai 1.47% only. Haan, Sharpe ratio bhi kamal hai 0.88. Dekho, SBI Focused Fund aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Ab, hum asset allocation aur top holdings concentration ka comparison karenge. SBI Focused Fund ka asset allocation bhi kamal hai, jisme 76.29% equity hai. Lekin, Franklin Templeton Large Cap Fund ka asset allocation 96.00% equity par aata hai. Haan, top holdings concentration bhi kamal hai, jisme 11.14% Alphabet Inc Class A hai. Dekho, SBI Focused Fund ka portfolio diversification bhi kamal hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
SBI Focused Fund ka 5Y return 15.02% hai, jiska average 3Y return 18.13% hai, lekin Franklin Templeton Large Cap Fund ka 5Y return 12.03% hai. Haan, SBI Focused Fund aapke liye better returns provide karta hai.
Q2: Is the higher risk fund worth it?
Franklin Templeton Large Cap Fund ka riskometer aur volatility high hai, lekin SBI Focused Fund ka Sharpe ratio kamal hai 0.88. Haan, risk-adjusted returns bhi better hai. Dekho, yeh fund aapke liye worth hai.
Q3: Which fund is more cost-effective?
SBI Focused Fund ka expense ratio 1.47% hai, jiska average Franklin Templeton Large Cap Fund ka expense ratio 0.52% hai. Haan, SBI Focused Fund aapke liye more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price