SBI Focused Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
18.13%
3Y Return
14.63%
Dekho, aapke paas do fund hain, Fund A aur Fund B. Fund A SBI Focused Fund hai, jisne 1 saal mein 12.11% ka return diya hai, jabki Fund B Franklin Templeton Flexi Cap Fund hai, jisne 1 saal mein -2.38% ka return diya hai. Aaj hum aapko iske beech ka comparison karke dikhayenge.
| Parameter | ASBI Focused Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | SBI Mutual Fund | Franklin Templeton |
| Category | Multi Cap | Flexi Cap |
| NAV (₹) | 432.21 | 110.79 |
| AUM (₹ Cr) | 4.60 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 1.47% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 13.25 | 14.27 |
| Sharpe Ratio | 0.88 | 0.57 |
| 1 Year Return (%) | 12.11% | -2.38% |
| 3 Year Return (%) | 18.13% | 14.63% |
| 5 Year Return (%) | 15.02% | 12.31% |
| Since Launch (%) | 15.63% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 500 TRI |
| Top 3 Holdings | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 45% | 48% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A 3 saal mein 18.13% ka return diya hai, jabki Fund B 3 saal mein 14.63% ka return diya hai. Iske alawa, Fund A ka expense ratio 1.47% hai, jissey Fund B ka expense ratio 0.96% khaali hai. Riskometer ke hisab se bhi Fund A zyada risk lene wala hai, lekin issey bhi Fund A zyada profitable hai. Haan, aapko Fund A ki taraf jana chahiye, agar aap long-term wealth creation chahte hain.
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
Chaliye, SIP ke liye Fund A zyada suitable hai. Fund A ka return stability aur consistency ke hisab se zyada achha hai. Fund B ka return 1 saal mein -2.38% ka hai, jisse Fund A ka return 12.11% ka zyada achha hai. Fund A ka SIP 10+ saal ke liye zyada achha hai.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se Fund A zyada risk lene wala hai, lekin issey bhi Fund A ka Sharpe ratio 0.88 hai, jisse Fund B ka Sharpe ratio 0.57 khaali hai. Iske alawa, Fund A ka expense ratio 1.47% hai, jisse Fund B ka expense ratio 0.96% khaali hai. Haan, aapko Fund A ki taraf jana chahiye, agar aap risk-adjusted returns chahte hain.
📊 Portfolio Diversification
Fund A ka asset allocation 76.29% equity, 14.88% forgn. eq, 0.74% debenture, aur 0.16% T-Bills hai. Fund B ka asset allocation 95% equity aur 5% T-Bills hai. Fund A ka portfolio zyada diversified hai, lekin Fund B ka sector risk zyada hai, kyonki usme HDFC Bank Ltd., ICICI Bank Ltd., aur Infosys Ltd. ka jyada hissa hai.
SIP Calculator – Compare Growth Potential
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A 5 saal mein 15.02% ka return diya hai, jabki Fund B 5 saal mein 12.31% ka return diya hai.
Q2: Is the higher risk fund worth it?
Fund A ka Sharpe ratio 0.88 hai, jisse Fund B ka Sharpe ratio 0.57 khaali hai. Isliye, Fund A ka higher risk zyada achha hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 1.47% hai, jisse Fund B ka expense ratio 0.96% khaali hai. Isliye, Fund B zyada cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price